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At today's rate and a 90% mortgage, the deposit on this unit is about HK$394K, with repayments around HK$17,201/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$394K · loan HK$3.55M · min. income ≈ HK$34,402/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Ginza Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 584 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-02-08 | HK$4.79M | +59.6% 3.1y · 19.0%/yr |
| 2015-12-22 | HK$3.00M | +152.1% 6.4y · 24.0%/yr |
| 2009-07-30 | HK$1.19M | +15.5% |
| 2007-11-12 | HK$1.03M | +47.1% |
| 2003-05-30 | HK$700K | −49.6% |
| 1998-11-06 | HK$1.39M | — |