▼ 0.50% · 3.625%
HK$21,134
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,791
−HK$668/mo
Today · 4.125%
HK$22,459
baseline
▲ 0.50% · 4.625%
HK$23,826
+HK$1,367/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,918/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,511
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,142
−HK$639/mo
Today · 4.125%
HK$24,781
baseline
▲ 0.50% · 4.625%
HK$26,088
+HK$1,307/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,562/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,247
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,970
−HK$735/mo
Today · 4.125%
HK$24,705
baseline
▲ 0.50% · 4.625%
HK$26,208
+HK$1,503/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,410/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,862
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,556
−HK$703/mo
Today · 4.125%
HK$27,259
baseline
▲ 0.50% · 4.625%
HK$28,696
+HK$1,437/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,518/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,361
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,149
−HK$802/mo
Today · 4.125%
HK$26,951
baseline
▲ 0.50% · 4.625%
HK$28,591
+HK$1,640/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,902/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,213
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,970
−HK$768/mo
Today · 4.125%
HK$29,738
baseline
▲ 0.50% · 4.625%
HK$31,305
+HK$1,567/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,476/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,474
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,329
−HK$868/mo
Today · 4.125%
HK$29,197
baseline
▲ 0.50% · 4.625%
HK$30,973
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,394/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,564
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,384
−HK$832/mo
Today · 4.125%
HK$32,216
baseline
▲ 0.50% · 4.625%
HK$33,914
+HK$1,698/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,432/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,587
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,508
−HK$935/mo
Today · 4.125%
HK$31,443
baseline
▲ 0.50% · 4.625%
HK$33,356
+HK$1,913/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,886/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,916
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,798
−HK$896/mo
Today · 4.125%
HK$34,694
baseline
▲ 0.50% · 4.625%
HK$36,523
+HK$1,829/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,388/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,701
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,687
−HK$1,002/mo
Today · 4.125%
HK$33,689
baseline
▲ 0.50% · 4.625%
HK$35,738
+HK$2,049/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,378/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,267
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,213
−HK$959/mo
Today · 4.125%
HK$37,172
baseline
▲ 0.50% · 4.625%
HK$39,131
+HK$1,959/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,344/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,814
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,866
−HK$1,069/mo
Today · 4.125%
HK$35,935
baseline
▲ 0.50% · 4.625%
HK$38,121
+HK$2,186/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,870/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,618
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,627
−HK$1,023/mo
Today · 4.125%
HK$39,650
baseline
▲ 0.50% · 4.625%
HK$41,740
+HK$2,090/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,300/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,927
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,045
−HK$1,135/mo
Today · 4.125%
HK$38,180
baseline
▲ 0.50% · 4.625%
HK$40,504
+HK$2,324/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,360/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,969
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,041
−HK$1,087/mo
Today · 4.125%
HK$42,128
baseline
▲ 0.50% · 4.625%
HK$44,349
+HK$2,221/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,256/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,041
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,224
−HK$1,202/mo
Today · 4.125%
HK$40,426
baseline
▲ 0.50% · 4.625%
HK$42,886
+HK$2,460/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$80,852/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,320
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$43,455
−HK$1,151/mo
Today · 4.125%
HK$44,606
baseline
▲ 0.50% · 4.625%
HK$46,958
+HK$2,352/mo
Deposit HK$927K · loan HK$8.34M · min. income ≈ HK$89,212/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,817 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).