▼ 0.50% · 3.625%
HK$21,287
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,950
−HK$672/mo
Today · 4.125%
HK$22,622
baseline
▲ 0.50% · 4.625%
HK$23,999
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,244/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,682
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,317
−HK$644/mo
Today · 4.125%
HK$24,961
baseline
▲ 0.50% · 4.625%
HK$26,277
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,922/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,416
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,144
−HK$740/mo
Today · 4.125%
HK$24,884
baseline
▲ 0.50% · 4.625%
HK$26,399
+HK$1,515/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,768/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,050
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,749
−HK$709/mo
Today · 4.125%
HK$27,458
baseline
▲ 0.50% · 4.625%
HK$28,905
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,916/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,545
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,339
−HK$808/mo
Today · 4.125%
HK$27,147
baseline
▲ 0.50% · 4.625%
HK$28,799
+HK$1,652/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,294/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,418
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,181
−HK$773/mo
Today · 4.125%
HK$29,954
baseline
▲ 0.50% · 4.625%
HK$31,533
+HK$1,579/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,908/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,674
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,534
−HK$875/mo
Today · 4.125%
HK$29,409
baseline
▲ 0.50% · 4.625%
HK$31,198
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,818/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,787
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,612
−HK$838/mo
Today · 4.125%
HK$32,450
baseline
▲ 0.50% · 4.625%
HK$34,160
+HK$1,710/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,900/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,802
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,729
−HK$942/mo
Today · 4.125%
HK$31,671
baseline
▲ 0.50% · 4.625%
HK$33,598
+HK$1,927/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,342/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,155
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,044
−HK$902/mo
Today · 4.125%
HK$34,946
baseline
▲ 0.50% · 4.625%
HK$36,788
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,892/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,931
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,924
−HK$1,009/mo
Today · 4.125%
HK$33,933
baseline
▲ 0.50% · 4.625%
HK$35,998
+HK$2,065/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,866/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,523
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,476
−HK$966/mo
Today · 4.125%
HK$37,442
baseline
▲ 0.50% · 4.625%
HK$39,416
+HK$1,974/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,884/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,060
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,119
−HK$1,077/mo
Today · 4.125%
HK$36,196
baseline
▲ 0.50% · 4.625%
HK$38,398
+HK$2,202/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,392/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,891
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,907
−HK$1,031/mo
Today · 4.125%
HK$39,938
baseline
▲ 0.50% · 4.625%
HK$42,044
+HK$2,106/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,876/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,189
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,314
−HK$1,144/mo
Today · 4.125%
HK$38,458
baseline
▲ 0.50% · 4.625%
HK$40,798
+HK$2,340/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,916/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,259
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,339
−HK$1,095/mo
Today · 4.125%
HK$42,434
baseline
▲ 0.50% · 4.625%
HK$44,671
+HK$2,237/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,868/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,317
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,509
−HK$1,211/mo
Today · 4.125%
HK$40,720
baseline
▲ 0.50% · 4.625%
HK$43,198
+HK$2,478/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$81,440/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,628
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,771
−HK$1,160/mo
Today · 4.125%
HK$44,931
baseline
▲ 0.50% · 4.625%
HK$47,299
+HK$2,368/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$89,862/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,552 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).