▼ 0.50% · 3.625%
HK$17,499
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,043
−HK$553/mo
Today · 4.125%
HK$18,596
baseline
▲ 0.50% · 4.625%
HK$19,727
+HK$1,131/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,192/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,467
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,989
−HK$530/mo
Today · 4.125%
HK$20,519
baseline
▲ 0.50% · 4.625%
HK$21,600
+HK$1,081/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,038/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,249
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,847
−HK$609/mo
Today · 4.125%
HK$20,456
baseline
▲ 0.50% · 4.625%
HK$21,700
+HK$1,244/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$40,912/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,414
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,988
−HK$583/mo
Today · 4.125%
HK$22,571
baseline
▲ 0.50% · 4.625%
HK$23,760
+HK$1,189/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$45,142/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,998
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,652
−HK$663/mo
Today · 4.125%
HK$22,315
baseline
▲ 0.50% · 4.625%
HK$23,673
+HK$1,358/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,630/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,360
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$23,987
−HK$636/mo
Today · 4.125%
HK$24,623
baseline
▲ 0.50% · 4.625%
HK$25,920
+HK$1,297/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,246/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,748
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,456
−HK$719/mo
Today · 4.125%
HK$24,175
baseline
▲ 0.50% · 4.625%
HK$25,646
+HK$1,471/mo
Deposit HK$2.69M · loan HK$4.99M · min. income ≈ HK$48,350/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,307
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,986
−HK$688/mo
Today · 4.125%
HK$26,674
baseline
▲ 0.50% · 4.625%
HK$28,081
+HK$1,407/mo
Deposit HK$2.69M · loan HK$4.99M · min. income ≈ HK$53,348/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,498
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,260
−HK$774/mo
Today · 4.125%
HK$26,034
baseline
▲ 0.50% · 4.625%
HK$27,618
+HK$1,584/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,068/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,254
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$27,985
−HK$741/mo
Today · 4.125%
HK$28,726
baseline
▲ 0.50% · 4.625%
HK$30,241
+HK$1,515/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,452/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,248
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,064
−HK$830/mo
Today · 4.125%
HK$27,894
baseline
▲ 0.50% · 4.625%
HK$29,591
+HK$1,697/mo
Deposit HK$1.92M · loan HK$5.76M · min. income ≈ HK$55,788/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,201
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,984
−HK$794/mo
Today · 4.125%
HK$30,778
baseline
▲ 0.50% · 4.625%
HK$32,401
+HK$1,623/mo
Deposit HK$1.92M · loan HK$5.76M · min. income ≈ HK$61,556/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,998
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,869
−HK$885/mo
Today · 4.125%
HK$29,754
baseline
▲ 0.50% · 4.625%
HK$31,564
+HK$1,810/mo
Deposit HK$1.53M · loan HK$6.14M · min. income ≈ HK$59,508/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,147
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,983
−HK$847/mo
Today · 4.125%
HK$32,830
baseline
▲ 0.50% · 4.625%
HK$34,561
+HK$1,731/mo
Deposit HK$1.53M · loan HK$6.14M · min. income ≈ HK$65,660/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,748
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,673
−HK$940/mo
Today · 4.125%
HK$31,613
baseline
▲ 0.50% · 4.625%
HK$33,537
+HK$1,924/mo
Deposit HK$1.15M · loan HK$6.52M · min. income ≈ HK$63,226/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,094
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,982
−HK$900/mo
Today · 4.125%
HK$34,882
baseline
▲ 0.50% · 4.625%
HK$36,721
+HK$1,839/mo
Deposit HK$1.15M · loan HK$6.52M · min. income ≈ HK$69,764/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,498
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,477
−HK$996/mo
Today · 4.125%
HK$33,473
baseline
▲ 0.50% · 4.625%
HK$35,509
+HK$2,036/mo
Deposit HK$767K · loan HK$6.91M · min. income ≈ HK$66,946/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,041
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,981
−HK$953/mo
Today · 4.125%
HK$36,934
baseline
▲ 0.50% · 4.625%
HK$38,881
+HK$1,947/mo
Deposit HK$767K · loan HK$6.91M · min. income ≈ HK$73,868/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,220 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).