▼ 0.50% · 3.625%
HK$20,981
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,633
−HK$663/mo
Today · 4.125%
HK$22,296
baseline
▲ 0.50% · 4.625%
HK$23,653
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,592/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,341
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,967
−HK$635/mo
Today · 4.125%
HK$24,602
baseline
▲ 0.50% · 4.625%
HK$25,898
+HK$1,296/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,204/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,079
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,796
−HK$730/mo
Today · 4.125%
HK$24,526
baseline
▲ 0.50% · 4.625%
HK$26,018
+HK$1,492/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,052/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,675
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,363
−HK$699/mo
Today · 4.125%
HK$27,062
baseline
▲ 0.50% · 4.625%
HK$28,488
+HK$1,426/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,124/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,177
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,960
−HK$795/mo
Today · 4.125%
HK$26,755
baseline
▲ 0.50% · 4.625%
HK$28,383
+HK$1,628/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,510/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,009
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,760
−HK$762/mo
Today · 4.125%
HK$29,522
baseline
▲ 0.50% · 4.625%
HK$31,078
+HK$1,556/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,044/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,275
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,123
−HK$862/mo
Today · 4.125%
HK$28,985
baseline
▲ 0.50% · 4.625%
HK$30,749
+HK$1,764/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,970/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,343
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,157
−HK$825/mo
Today · 4.125%
HK$31,982
baseline
▲ 0.50% · 4.625%
HK$33,668
+HK$1,686/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,964/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,373
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,286
−HK$929/mo
Today · 4.125%
HK$31,215
baseline
▲ 0.50% · 4.625%
HK$33,114
+HK$1,899/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,430/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,677
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,553
−HK$889/mo
Today · 4.125%
HK$34,442
baseline
▲ 0.50% · 4.625%
HK$36,258
+HK$1,816/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,884/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,471
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,450
−HK$994/mo
Today · 4.125%
HK$33,444
baseline
▲ 0.50% · 4.625%
HK$35,479
+HK$2,035/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,888/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,011
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,950
−HK$952/mo
Today · 4.125%
HK$36,902
baseline
▲ 0.50% · 4.625%
HK$38,848
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,804/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,569
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,613
−HK$1,061/mo
Today · 4.125%
HK$35,674
baseline
▲ 0.50% · 4.625%
HK$37,845
+HK$2,171/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,348/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,345
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,347
−HK$1,016/mo
Today · 4.125%
HK$39,363
baseline
▲ 0.50% · 4.625%
HK$41,438
+HK$2,075/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,726/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,667
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,776
−HK$1,128/mo
Today · 4.125%
HK$37,904
baseline
▲ 0.50% · 4.625%
HK$40,210
+HK$2,306/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,808/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,679
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,743
−HK$1,080/mo
Today · 4.125%
HK$41,823
baseline
▲ 0.50% · 4.625%
HK$44,027
+HK$2,204/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,646/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,765
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,940
−HK$1,193/mo
Today · 4.125%
HK$40,133
baseline
▲ 0.50% · 4.625%
HK$42,575
+HK$2,442/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,266/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,013
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,140
−HK$1,143/mo
Today · 4.125%
HK$44,283
baseline
▲ 0.50% · 4.625%
HK$46,617
+HK$2,334/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,566/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,096 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).