▼ 0.50% · 3.625%
HK$22,094
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,782
−HK$698/mo
Today · 4.125%
HK$23,480
baseline
▲ 0.50% · 4.625%
HK$24,909
+HK$1,429/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,960/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,580
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,239
−HK$669/mo
Today · 4.125%
HK$25,908
baseline
▲ 0.50% · 4.625%
HK$27,273
+HK$1,365/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,816/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,304
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,060
−HK$768/mo
Today · 4.125%
HK$25,828
baseline
▲ 0.50% · 4.625%
HK$27,400
+HK$1,572/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,656/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,038
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,763
−HK$736/mo
Today · 4.125%
HK$28,499
baseline
▲ 0.50% · 4.625%
HK$30,001
+HK$1,502/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$56,998/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,513
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,338
−HK$838/mo
Today · 4.125%
HK$28,176
baseline
▲ 0.50% · 4.625%
HK$29,890
+HK$1,714/mo
Deposit HK$3.88M · loan HK$5.81M · min. income ≈ HK$56,352/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,496
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,287
−HK$802/mo
Today · 4.125%
HK$31,089
baseline
▲ 0.50% · 4.625%
HK$32,728
+HK$1,639/mo
Deposit HK$3.88M · loan HK$5.81M · min. income ≈ HK$62,178/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,723
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,616
−HK$908/mo
Today · 4.125%
HK$30,524
baseline
▲ 0.50% · 4.625%
HK$32,381
+HK$1,857/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,048/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,954
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,811
−HK$869/mo
Today · 4.125%
HK$33,680
baseline
▲ 0.50% · 4.625%
HK$35,455
+HK$1,775/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,360/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,932
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,894
−HK$978/mo
Today · 4.125%
HK$32,872
baseline
▲ 0.50% · 4.625%
HK$34,872
+HK$2,000/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,744/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,412
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,335
−HK$936/mo
Today · 4.125%
HK$36,271
baseline
▲ 0.50% · 4.625%
HK$38,183
+HK$1,912/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,542/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,142
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,173
−HK$1,047/mo
Today · 4.125%
HK$35,220
baseline
▲ 0.50% · 4.625%
HK$37,363
+HK$2,143/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,440/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,870
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,859
−HK$1,003/mo
Today · 4.125%
HK$38,862
baseline
▲ 0.50% · 4.625%
HK$40,910
+HK$2,048/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,724/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,351
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,451
−HK$1,117/mo
Today · 4.125%
HK$37,568
baseline
▲ 0.50% · 4.625%
HK$39,854
+HK$2,286/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,136/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,328
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,382
−HK$1,070/mo
Today · 4.125%
HK$41,452
baseline
▲ 0.50% · 4.625%
HK$43,638
+HK$2,186/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,904/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,561
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$38,729
−HK$1,187/mo
Today · 4.125%
HK$39,916
baseline
▲ 0.50% · 4.625%
HK$42,345
+HK$2,429/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,832/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,786
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$42,906
−HK$1,137/mo
Today · 4.125%
HK$44,043
baseline
▲ 0.50% · 4.625%
HK$46,365
+HK$2,322/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,086/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,770
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,007
−HK$1,257/mo
Today · 4.125%
HK$42,264
baseline
▲ 0.50% · 4.625%
HK$44,836
+HK$2,572/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,528/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,244
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,430
−HK$1,204/mo
Today · 4.125%
HK$46,634
baseline
▲ 0.50% · 4.625%
HK$49,092
+HK$2,458/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,268/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,945 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).