▼ 0.50% · 3.625%
HK$22,531
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,232
−HK$712/mo
Today · 4.125%
HK$23,944
baseline
▲ 0.50% · 4.625%
HK$25,401
+HK$1,457/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,888/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,066
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,738
−HK$682/mo
Today · 4.125%
HK$26,420
baseline
▲ 0.50% · 4.625%
HK$27,813
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,840/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,785
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,556
−HK$783/mo
Today · 4.125%
HK$26,339
baseline
▲ 0.50% · 4.625%
HK$27,941
+HK$1,602/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$52,678/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,573
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,312
−HK$750/mo
Today · 4.125%
HK$29,062
baseline
▲ 0.50% · 4.625%
HK$30,594
+HK$1,532/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$58,124/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,038
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,879
−HK$854/mo
Today · 4.125%
HK$28,733
baseline
▲ 0.50% · 4.625%
HK$30,482
+HK$1,749/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,466/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,079
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,886
−HK$818/mo
Today · 4.125%
HK$31,704
baseline
▲ 0.50% · 4.625%
HK$33,376
+HK$1,672/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,408/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,291
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,202
−HK$926/mo
Today · 4.125%
HK$31,128
baseline
▲ 0.50% · 4.625%
HK$33,022
+HK$1,894/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,256/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,586
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,460
−HK$886/mo
Today · 4.125%
HK$34,346
baseline
▲ 0.50% · 4.625%
HK$36,157
+HK$1,811/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,692/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,544
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,525
−HK$997/mo
Today · 4.125%
HK$33,522
baseline
▲ 0.50% · 4.625%
HK$35,562
+HK$2,040/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$67,044/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,092
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,034
−HK$954/mo
Today · 4.125%
HK$36,988
baseline
▲ 0.50% · 4.625%
HK$38,938
+HK$1,950/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$73,976/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,797
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,849
−HK$1,068/mo
Today · 4.125%
HK$35,917
baseline
▲ 0.50% · 4.625%
HK$38,102
+HK$2,185/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,834/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,599
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,607
−HK$1,023/mo
Today · 4.125%
HK$39,630
baseline
▲ 0.50% · 4.625%
HK$41,719
+HK$2,089/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,260/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,050
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,172
−HK$1,139/mo
Today · 4.125%
HK$38,311
baseline
▲ 0.50% · 4.625%
HK$40,642
+HK$2,331/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,622/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,106
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,181
−HK$1,091/mo
Today · 4.125%
HK$42,272
baseline
▲ 0.50% · 4.625%
HK$44,501
+HK$2,229/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,544/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,304
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,495
−HK$1,210/mo
Today · 4.125%
HK$40,705
baseline
▲ 0.50% · 4.625%
HK$43,182
+HK$2,477/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,410/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,612
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,755
−HK$1,159/mo
Today · 4.125%
HK$44,914
baseline
▲ 0.50% · 4.625%
HK$47,282
+HK$2,368/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,828/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,557
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,818
−HK$1,282/mo
Today · 4.125%
HK$43,100
baseline
▲ 0.50% · 4.625%
HK$45,722
+HK$2,622/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,200/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,119
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$46,329
−HK$1,228/mo
Today · 4.125%
HK$47,557
baseline
▲ 0.50% · 4.625%
HK$50,063
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,114/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,112 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).