▼ 0.50% · 3.625%
HK$17,918
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,475
−HK$567/mo
Today · 4.125%
HK$19,042
baseline
▲ 0.50% · 4.625%
HK$20,200
+HK$1,158/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,084/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,934
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,468
−HK$543/mo
Today · 4.125%
HK$21,011
baseline
▲ 0.50% · 4.625%
HK$22,118
+HK$1,107/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,022/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,710
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,323
−HK$623/mo
Today · 4.125%
HK$20,946
baseline
▲ 0.50% · 4.625%
HK$22,220
+HK$1,274/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$41,892/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,927
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,515
−HK$597/mo
Today · 4.125%
HK$23,112
baseline
▲ 0.50% · 4.625%
HK$24,330
+HK$1,218/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$46,224/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,502
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,171
−HK$679/mo
Today · 4.125%
HK$22,850
baseline
▲ 0.50% · 4.625%
HK$24,240
+HK$1,390/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,700/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,920
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,562
−HK$651/mo
Today · 4.125%
HK$25,213
baseline
▲ 0.50% · 4.625%
HK$26,542
+HK$1,329/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,426/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,294
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,018
−HK$736/mo
Today · 4.125%
HK$24,754
baseline
▲ 0.50% · 4.625%
HK$26,261
+HK$1,507/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,508/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,914
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,609
−HK$705/mo
Today · 4.125%
HK$27,314
baseline
▲ 0.50% · 4.625%
HK$28,754
+HK$1,440/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,628/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,085
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,866
−HK$792/mo
Today · 4.125%
HK$26,658
baseline
▲ 0.50% · 4.625%
HK$28,281
+HK$1,623/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,316/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,907
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,656
−HK$759/mo
Today · 4.125%
HK$29,415
baseline
▲ 0.50% · 4.625%
HK$30,965
+HK$1,550/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,830/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,877
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,713
−HK$850/mo
Today · 4.125%
HK$28,563
baseline
▲ 0.50% · 4.625%
HK$30,301
+HK$1,738/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$57,126/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,901
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,703
−HK$813/mo
Today · 4.125%
HK$31,516
baseline
▲ 0.50% · 4.625%
HK$33,177
+HK$1,661/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$63,032/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,669
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,561
−HK$906/mo
Today · 4.125%
HK$30,467
baseline
▲ 0.50% · 4.625%
HK$32,321
+HK$1,854/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,934/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,894
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,749
−HK$868/mo
Today · 4.125%
HK$33,617
baseline
▲ 0.50% · 4.625%
HK$35,389
+HK$1,772/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,234/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,461
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,408
−HK$963/mo
Today · 4.125%
HK$32,371
baseline
▲ 0.50% · 4.625%
HK$34,341
+HK$1,970/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,742/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,887
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,796
−HK$922/mo
Today · 4.125%
HK$35,718
baseline
▲ 0.50% · 4.625%
HK$37,601
+HK$1,883/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,436/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,253
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,256
−HK$1,019/mo
Today · 4.125%
HK$34,275
baseline
▲ 0.50% · 4.625%
HK$36,361
+HK$2,086/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,550/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,881
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,843
−HK$976/mo
Today · 4.125%
HK$37,819
baseline
▲ 0.50% · 4.625%
HK$39,813
+HK$1,994/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$75,638/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,739 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).