▼ 0.50% · 3.625%
HK$22,787
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,496
−HK$720/mo
Today · 4.125%
HK$24,216
baseline
▲ 0.50% · 4.625%
HK$25,689
+HK$1,473/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,432/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,350
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,030
−HK$690/mo
Today · 4.125%
HK$26,720
baseline
▲ 0.50% · 4.625%
HK$28,128
+HK$1,408/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,440/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,066
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,845
−HK$793/mo
Today · 4.125%
HK$26,638
baseline
▲ 0.50% · 4.625%
HK$28,258
+HK$1,620/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$53,276/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,885
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,633
−HK$759/mo
Today · 4.125%
HK$29,392
baseline
▲ 0.50% · 4.625%
HK$30,941
+HK$1,549/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$58,784/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,344
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,195
−HK$864/mo
Today · 4.125%
HK$29,059
baseline
▲ 0.50% · 4.625%
HK$30,827
+HK$1,768/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,118/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,420
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,236
−HK$828/mo
Today · 4.125%
HK$32,064
baseline
▲ 0.50% · 4.625%
HK$33,754
+HK$1,690/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,128/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,623
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,545
−HK$936/mo
Today · 4.125%
HK$31,481
baseline
▲ 0.50% · 4.625%
HK$33,396
+HK$1,915/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$62,962/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,955
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,839
−HK$897/mo
Today · 4.125%
HK$34,736
baseline
▲ 0.50% · 4.625%
HK$36,567
+HK$1,831/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$69,472/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,902
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,894
−HK$1,008/mo
Today · 4.125%
HK$33,902
baseline
▲ 0.50% · 4.625%
HK$35,965
+HK$2,063/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,804/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,490
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,442
−HK$966/mo
Today · 4.125%
HK$37,408
baseline
▲ 0.50% · 4.625%
HK$39,380
+HK$1,972/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,816/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,180
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,244
−HK$1,080/mo
Today · 4.125%
HK$36,324
baseline
▲ 0.50% · 4.625%
HK$38,534
+HK$2,210/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,648/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,025
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,045
−HK$1,035/mo
Today · 4.125%
HK$40,080
baseline
▲ 0.50% · 4.625%
HK$42,192
+HK$2,112/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,160/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,459
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,593
−HK$1,152/mo
Today · 4.125%
HK$38,745
baseline
▲ 0.50% · 4.625%
HK$41,103
+HK$2,358/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,490/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,560
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,648
−HK$1,104/mo
Today · 4.125%
HK$42,752
baseline
▲ 0.50% · 4.625%
HK$45,005
+HK$2,253/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,504/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,738
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,943
−HK$1,224/mo
Today · 4.125%
HK$41,167
baseline
▲ 0.50% · 4.625%
HK$43,672
+HK$2,505/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,334/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,095
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,251
−HK$1,173/mo
Today · 4.125%
HK$45,424
baseline
▲ 0.50% · 4.625%
HK$47,818
+HK$2,394/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,848/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,017
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,292
−HK$1,297/mo
Today · 4.125%
HK$43,589
baseline
▲ 0.50% · 4.625%
HK$46,241
+HK$2,652/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,178/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,630
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,854
−HK$1,242/mo
Today · 4.125%
HK$48,096
baseline
▲ 0.50% · 4.625%
HK$50,631
+HK$2,535/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,192/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,316 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).