▼ 0.50% · 3.625%
HK$16,459
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,971
−HK$521/mo
Today · 4.125%
HK$17,492
baseline
▲ 0.50% · 4.625%
HK$18,556
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,984/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,311
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,802
−HK$498/mo
Today · 4.125%
HK$19,300
baseline
▲ 0.50% · 4.625%
HK$20,318
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,600/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,105
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,669
−HK$572/mo
Today · 4.125%
HK$19,241
baseline
▲ 0.50% · 4.625%
HK$20,412
+HK$1,171/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,482/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,142
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,682
−HK$548/mo
Today · 4.125%
HK$21,230
baseline
▲ 0.50% · 4.625%
HK$22,349
+HK$1,119/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,460/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,751
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,366
−HK$624/mo
Today · 4.125%
HK$20,990
baseline
▲ 0.50% · 4.625%
HK$22,267
+HK$1,277/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$41,980/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,973
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,563
−HK$597/mo
Today · 4.125%
HK$23,160
baseline
▲ 0.50% · 4.625%
HK$24,381
+HK$1,221/mo
Deposit HK$2.89M · loan HK$4.33M · min. income ≈ HK$46,320/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,397
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,063
−HK$676/mo
Today · 4.125%
HK$22,739
baseline
▲ 0.50% · 4.625%
HK$24,123
+HK$1,384/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$45,478/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,804
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,443
−HK$647/mo
Today · 4.125%
HK$25,090
baseline
▲ 0.50% · 4.625%
HK$26,413
+HK$1,323/mo
Deposit HK$2.53M · loan HK$4.69M · min. income ≈ HK$50,180/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,043
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,760
−HK$728/mo
Today · 4.125%
HK$24,488
baseline
▲ 0.50% · 4.625%
HK$25,978
+HK$1,490/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$48,976/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,635
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,323
−HK$697/mo
Today · 4.125%
HK$27,020
baseline
▲ 0.50% · 4.625%
HK$28,445
+HK$1,425/mo
Deposit HK$2.17M · loan HK$5.05M · min. income ≈ HK$54,040/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,689
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,457
−HK$780/mo
Today · 4.125%
HK$26,237
baseline
▲ 0.50% · 4.625%
HK$27,834
+HK$1,597/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,474/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,467
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,203
−HK$747/mo
Today · 4.125%
HK$28,950
baseline
▲ 0.50% · 4.625%
HK$30,476
+HK$1,526/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,900/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,335
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,154
−HK$833/mo
Today · 4.125%
HK$27,987
baseline
▲ 0.50% · 4.625%
HK$29,690
+HK$1,703/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,974/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,298
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,083
−HK$797/mo
Today · 4.125%
HK$30,880
baseline
▲ 0.50% · 4.625%
HK$32,508
+HK$1,628/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,760/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,981
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,851
−HK$885/mo
Today · 4.125%
HK$29,736
baseline
▲ 0.50% · 4.625%
HK$31,545
+HK$1,809/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,472/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,129
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,964
−HK$846/mo
Today · 4.125%
HK$32,810
baseline
▲ 0.50% · 4.625%
HK$34,540
+HK$1,730/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,620/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,627
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,549
−HK$936/mo
Today · 4.125%
HK$31,485
baseline
▲ 0.50% · 4.625%
HK$33,401
+HK$1,916/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$62,970/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,960
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,844
−HK$897/mo
Today · 4.125%
HK$34,741
baseline
▲ 0.50% · 4.625%
HK$36,572
+HK$1,831/mo
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$69,482/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$216,548 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).