▼ 0.50% · 3.625%
HK$17,713
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,264
−HK$560/mo
Today · 4.125%
HK$18,824
baseline
▲ 0.50% · 4.625%
HK$19,969
+HK$1,145/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,648/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,705
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,234
−HK$536/mo
Today · 4.125%
HK$20,770
baseline
▲ 0.50% · 4.625%
HK$21,865
+HK$1,095/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,540/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,484
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,090
−HK$616/mo
Today · 4.125%
HK$20,706
baseline
▲ 0.50% · 4.625%
HK$21,966
+HK$1,260/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$41,412/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,676
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,257
−HK$590/mo
Today · 4.125%
HK$22,847
baseline
▲ 0.50% · 4.625%
HK$24,051
+HK$1,204/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$45,694/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,255
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,917
−HK$671/mo
Today · 4.125%
HK$22,588
baseline
▲ 0.50% · 4.625%
HK$23,963
+HK$1,375/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,176/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,646
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,281
−HK$643/mo
Today · 4.125%
HK$24,924
baseline
▲ 0.50% · 4.625%
HK$26,238
+HK$1,314/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,848/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,027
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,743
−HK$728/mo
Today · 4.125%
HK$24,471
baseline
▲ 0.50% · 4.625%
HK$25,960
+HK$1,489/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,942/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,617
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,304
−HK$697/mo
Today · 4.125%
HK$27,001
baseline
▲ 0.50% · 4.625%
HK$28,424
+HK$1,423/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,002/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,798
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,569
−HK$784/mo
Today · 4.125%
HK$26,353
baseline
▲ 0.50% · 4.625%
HK$27,956
+HK$1,603/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,706/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,587
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,327
−HK$751/mo
Today · 4.125%
HK$29,078
baseline
▲ 0.50% · 4.625%
HK$30,611
+HK$1,533/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,156/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,569
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,396
−HK$839/mo
Today · 4.125%
HK$28,235
baseline
▲ 0.50% · 4.625%
HK$29,953
+HK$1,718/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,470/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,558
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,351
−HK$804/mo
Today · 4.125%
HK$31,155
baseline
▲ 0.50% · 4.625%
HK$32,797
+HK$1,642/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,310/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,340
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,222
−HK$896/mo
Today · 4.125%
HK$30,118
baseline
▲ 0.50% · 4.625%
HK$31,950
+HK$1,832/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$60,236/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,529
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,374
−HK$858/mo
Today · 4.125%
HK$33,232
baseline
▲ 0.50% · 4.625%
HK$34,984
+HK$1,752/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$66,464/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,112
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,048
−HK$952/mo
Today · 4.125%
HK$32,000
baseline
▲ 0.50% · 4.625%
HK$33,947
+HK$1,947/mo
Deposit HK$1.17M · loan HK$6.60M · min. income ≈ HK$64,000/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,499
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,397
−HK$912/mo
Today · 4.125%
HK$35,309
baseline
▲ 0.50% · 4.625%
HK$37,170
+HK$1,861/mo
Deposit HK$1.17M · loan HK$6.60M · min. income ≈ HK$70,618/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,883
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,875
−HK$1,007/mo
Today · 4.125%
HK$33,882
baseline
▲ 0.50% · 4.625%
HK$35,944
+HK$2,062/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$67,764/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,470
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,421
−HK$965/mo
Today · 4.125%
HK$37,386
baseline
▲ 0.50% · 4.625%
HK$39,357
+HK$1,971/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$74,772/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,037 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).