▼ 0.50% · 3.625%
HK$18,357
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,928
−HK$580/mo
Today · 4.125%
HK$19,508
baseline
▲ 0.50% · 4.625%
HK$20,695
+HK$1,187/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,016/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,422
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,970
−HK$555/mo
Today · 4.125%
HK$21,525
baseline
▲ 0.50% · 4.625%
HK$22,660
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,050/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,193
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,821
−HK$638/mo
Today · 4.125%
HK$21,459
baseline
▲ 0.50% · 4.625%
HK$22,765
+HK$1,306/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$42,918/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,464
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,067
−HK$611/mo
Today · 4.125%
HK$23,678
baseline
▲ 0.50% · 4.625%
HK$24,926
+HK$1,248/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$47,356/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,028
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,713
−HK$697/mo
Today · 4.125%
HK$23,410
baseline
▲ 0.50% · 4.625%
HK$24,834
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,820/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,506
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,163
−HK$667/mo
Today · 4.125%
HK$25,830
baseline
▲ 0.50% · 4.625%
HK$27,192
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,660/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,864
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,606
−HK$754/mo
Today · 4.125%
HK$25,360
baseline
▲ 0.50% · 4.625%
HK$26,904
+HK$1,544/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,720/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,548
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,260
−HK$723/mo
Today · 4.125%
HK$27,983
baseline
▲ 0.50% · 4.625%
HK$29,458
+HK$1,475/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,966/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,700
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,499
−HK$812/mo
Today · 4.125%
HK$27,311
baseline
▲ 0.50% · 4.625%
HK$28,973
+HK$1,662/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,622/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,591
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,357
−HK$778/mo
Today · 4.125%
HK$30,135
baseline
▲ 0.50% · 4.625%
HK$31,724
+HK$1,589/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,270/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,535
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,392
−HK$870/mo
Today · 4.125%
HK$29,262
baseline
▲ 0.50% · 4.625%
HK$31,043
+HK$1,781/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,524/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,633
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,454
−HK$834/mo
Today · 4.125%
HK$32,288
baseline
▲ 0.50% · 4.625%
HK$33,990
+HK$1,702/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,576/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,371
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,285
−HK$928/mo
Today · 4.125%
HK$31,213
baseline
▲ 0.50% · 4.625%
HK$33,112
+HK$1,899/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,426/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,675
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,551
−HK$889/mo
Today · 4.125%
HK$34,440
baseline
▲ 0.50% · 4.625%
HK$36,256
+HK$1,816/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,880/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,207
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,177
−HK$987/mo
Today · 4.125%
HK$33,164
baseline
▲ 0.50% · 4.625%
HK$35,182
+HK$2,018/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,328/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,717
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,648
−HK$945/mo
Today · 4.125%
HK$36,593
baseline
▲ 0.50% · 4.625%
HK$38,522
+HK$1,929/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,186/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,042
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,070
−HK$1,044/mo
Today · 4.125%
HK$35,114
baseline
▲ 0.50% · 4.625%
HK$37,251
+HK$2,137/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$70,228/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,759
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,745
−HK$1,000/mo
Today · 4.125%
HK$38,745
baseline
▲ 0.50% · 4.625%
HK$40,788
+HK$2,043/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$77,490/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,511 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).