▼ 0.50% · 3.625%
HK$18,627
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,207
−HK$588/mo
Today · 4.125%
HK$19,795
baseline
▲ 0.50% · 4.625%
HK$21,000
+HK$1,205/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,590/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,723
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,278
−HK$564/mo
Today · 4.125%
HK$21,842
baseline
▲ 0.50% · 4.625%
HK$22,994
+HK$1,152/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,684/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,490
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,127
−HK$648/mo
Today · 4.125%
HK$21,775
baseline
▲ 0.50% · 4.625%
HK$23,100
+HK$1,325/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$43,550/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,795
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,406
−HK$621/mo
Today · 4.125%
HK$24,027
baseline
▲ 0.50% · 4.625%
HK$25,293
+HK$1,266/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$48,054/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,353
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,048
−HK$707/mo
Today · 4.125%
HK$23,755
baseline
▲ 0.50% · 4.625%
HK$25,200
+HK$1,445/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,510/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,867
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,534
−HK$677/mo
Today · 4.125%
HK$26,211
baseline
▲ 0.50% · 4.625%
HK$27,592
+HK$1,381/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,422/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,216
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,969
−HK$765/mo
Today · 4.125%
HK$25,734
baseline
▲ 0.50% · 4.625%
HK$27,300
+HK$1,566/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,468/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,940
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,662
−HK$733/mo
Today · 4.125%
HK$28,395
baseline
▲ 0.50% · 4.625%
HK$29,892
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,790/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,078
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,889
−HK$825/mo
Today · 4.125%
HK$27,714
baseline
▲ 0.50% · 4.625%
HK$29,400
+HK$1,686/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,428/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,012
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,790
−HK$789/mo
Today · 4.125%
HK$30,579
baseline
▲ 0.50% · 4.625%
HK$32,191
+HK$1,612/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,158/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,941
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,810
−HK$883/mo
Today · 4.125%
HK$29,693
baseline
▲ 0.50% · 4.625%
HK$31,500
+HK$1,807/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,386/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,084
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,918
−HK$845/mo
Today · 4.125%
HK$32,763
baseline
▲ 0.50% · 4.625%
HK$34,490
+HK$1,727/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,526/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,804
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,731
−HK$942/mo
Today · 4.125%
HK$31,673
baseline
▲ 0.50% · 4.625%
HK$33,600
+HK$1,927/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$63,346/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,156
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,046
−HK$902/mo
Today · 4.125%
HK$34,948
baseline
▲ 0.50% · 4.625%
HK$36,790
+HK$1,842/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$69,896/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,666
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,651
−HK$1,001/mo
Today · 4.125%
HK$33,652
baseline
▲ 0.50% · 4.625%
HK$35,700
+HK$2,048/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$67,304/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,229
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,173
−HK$959/mo
Today · 4.125%
HK$37,132
baseline
▲ 0.50% · 4.625%
HK$39,089
+HK$1,957/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$74,264/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,529
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,572
−HK$1,060/mo
Today · 4.125%
HK$35,632
baseline
▲ 0.50% · 4.625%
HK$37,800
+HK$2,168/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,264/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,301
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,301
−HK$1,015/mo
Today · 4.125%
HK$39,316
baseline
▲ 0.50% · 4.625%
HK$41,389
+HK$2,073/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,632/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,069 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).