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Crescira AVM · estimated value Medium confidence
HK$5.33M
≈ HK$8,996 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$533K, with repayments around HK$23,270/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$21,897
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,578
−HK$692/mo
Today · 4.125%
HK$23,270
baseline
▲ 0.50% · 4.625%
HK$24,686
+HK$1,416/mo

Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,540/mo (50% DSR)

Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,035 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 43 min walk · 3,396 m
Education
7
schools within 1 km (1 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Location

Unit Information

Floor
G/F
Flat
A
Saleable Area
593 Saleable ft²
Gross Area
742 ft²
Efficiency
80%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2002-10-12 HK$3.42M
Data sourced from Renavon.com