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Crescira AVM · estimated value Medium confidence
HK$4.17M
≈ HK$9,425 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,170/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$17,098
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,630
−HK$540/mo
Today · 4.125%
HK$18,170
baseline
▲ 0.50% · 4.625%
HK$19,276
+HK$1,106/mo

Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,340/mo (50% DSR)

Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,250 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sunny Bay Station
≈ 43 min walk · 3,396 m
Education
7
schools within 1 km (1 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
0
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Location

Unit Information

Floor
G/F
Flat
C
Saleable Area
442 Saleable ft²
Gross Area
553 ft²
Efficiency
80%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2007-04-26 HK$3.20M +6.7%
2005-06-03 HK$3.00M +22.4%
2004-08-07 HK$2.45M +5.6%
2002-10-19 HK$2.32M
Data sourced from Renavon.com