▼ 0.50% · 3.625%
HK$18,629
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,208
−HK$589/mo
Today · 4.125%
HK$19,797
baseline
▲ 0.50% · 4.625%
HK$21,002
+HK$1,205/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,594/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,724
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,280
−HK$564/mo
Today · 4.125%
HK$21,844
baseline
▲ 0.50% · 4.625%
HK$22,995
+HK$1,151/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,688/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,492
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,129
−HK$648/mo
Today · 4.125%
HK$21,777
baseline
▲ 0.50% · 4.625%
HK$23,102
+HK$1,325/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$43,554/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,797
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,408
−HK$620/mo
Today · 4.125%
HK$24,028
baseline
▲ 0.50% · 4.625%
HK$25,295
+HK$1,267/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$48,056/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,354
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,050
−HK$706/mo
Today · 4.125%
HK$23,756
baseline
▲ 0.50% · 4.625%
HK$25,202
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,512/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,869
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,536
−HK$677/mo
Today · 4.125%
HK$26,213
baseline
▲ 0.50% · 4.625%
HK$27,594
+HK$1,381/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,426/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,217
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,971
−HK$765/mo
Today · 4.125%
HK$25,736
baseline
▲ 0.50% · 4.625%
HK$27,302
+HK$1,566/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,472/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,942
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,664
−HK$733/mo
Today · 4.125%
HK$28,397
baseline
▲ 0.50% · 4.625%
HK$29,894
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,794/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,080
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,891
−HK$825/mo
Today · 4.125%
HK$27,716
baseline
▲ 0.50% · 4.625%
HK$29,402
+HK$1,686/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,432/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,014
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,792
−HK$790/mo
Today · 4.125%
HK$30,582
baseline
▲ 0.50% · 4.625%
HK$32,194
+HK$1,612/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,164/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,943
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,812
−HK$883/mo
Today · 4.125%
HK$29,695
baseline
▲ 0.50% · 4.625%
HK$31,502
+HK$1,807/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,390/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,086
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,920
−HK$846/mo
Today · 4.125%
HK$32,766
baseline
▲ 0.50% · 4.625%
HK$34,493
+HK$1,727/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,532/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,806
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,733
−HK$942/mo
Today · 4.125%
HK$31,675
baseline
▲ 0.50% · 4.625%
HK$33,602
+HK$1,927/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$63,350/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,159
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,048
−HK$902/mo
Today · 4.125%
HK$34,950
baseline
▲ 0.50% · 4.625%
HK$36,793
+HK$1,843/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$69,900/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,669
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,654
−HK$1,001/mo
Today · 4.125%
HK$33,655
baseline
▲ 0.50% · 4.625%
HK$35,703
+HK$2,048/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$67,310/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,231
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,176
−HK$959/mo
Today · 4.125%
HK$37,135
baseline
▲ 0.50% · 4.625%
HK$39,092
+HK$1,957/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$74,270/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,532
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,575
−HK$1,059/mo
Today · 4.125%
HK$35,634
baseline
▲ 0.50% · 4.625%
HK$37,803
+HK$2,169/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,268/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,304
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,304
−HK$1,015/mo
Today · 4.125%
HK$39,319
baseline
▲ 0.50% · 4.625%
HK$41,392
+HK$2,073/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,638/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,088 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).