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Crescira AVM · estimated value Medium confidence
HK$2.49M
≈ HK$6,512 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$249K, with repayments around HK$10,851/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,211
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,528
−HK$323/mo
Today · 4.125%
HK$10,851
baseline
▲ 0.50% · 4.625%
HK$11,511
+HK$660/mo

Deposit HK$249K · loan HK$2.24M · min. income ≈ HK$21,702/mo (50% DSR)

Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
H
Saleable Area
382 ft²
District
Islands District · New Territories West
School net (POA)
98

Transaction History

Date Price Gain / loss
2024-08-22 HK$2.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tung Chung
≈ 84 min walk · 6,681 m
(quite far — consider other transport options)
Education
4
schools within 1 km (3 within 500 m)
Daily convenience
4
within 1 km (4 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
11
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 11 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com