▼ 0.50% · 3.625%
HK$5,559
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,732
−HK$176/mo
Today · 4.125%
HK$5,908
baseline
▲ 0.50% · 4.625%
HK$6,267
+HK$359/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,816/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,184
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,350
−HK$169/mo
Today · 4.125%
HK$6,519
baseline
▲ 0.50% · 4.625%
HK$6,862
+HK$343/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,038/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,115
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,305
−HK$194/mo
Today · 4.125%
HK$6,499
baseline
▲ 0.50% · 4.625%
HK$6,894
+HK$395/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$12,998/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,803
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,985
−HK$185/mo
Today · 4.125%
HK$7,170
baseline
▲ 0.50% · 4.625%
HK$7,548
+HK$378/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$14,340/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,671
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,878
−HK$211/mo
Today · 4.125%
HK$7,089
baseline
▲ 0.50% · 4.625%
HK$7,521
+HK$432/mo
Deposit HK$975K · loan HK$1.46M · min. income ≈ HK$14,178/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,421
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,620
−HK$202/mo
Today · 4.125%
HK$7,822
baseline
▲ 0.50% · 4.625%
HK$8,235
+HK$413/mo
Deposit HK$975K · loan HK$1.46M · min. income ≈ HK$15,644/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,227
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,452
−HK$228/mo
Today · 4.125%
HK$7,680
baseline
▲ 0.50% · 4.625%
HK$8,147
+HK$467/mo
Deposit HK$853K · loan HK$1.58M · min. income ≈ HK$15,360/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,040
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,255
−HK$219/mo
Today · 4.125%
HK$8,474
baseline
▲ 0.50% · 4.625%
HK$8,921
+HK$447/mo
Deposit HK$853K · loan HK$1.58M · min. income ≈ HK$16,948/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,783
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,025
−HK$246/mo
Today · 4.125%
HK$8,271
baseline
▲ 0.50% · 4.625%
HK$8,774
+HK$503/mo
Deposit HK$731K · loan HK$1.71M · min. income ≈ HK$16,542/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,658
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,891
−HK$235/mo
Today · 4.125%
HK$9,126
baseline
▲ 0.50% · 4.625%
HK$9,607
+HK$481/mo
Deposit HK$731K · loan HK$1.71M · min. income ≈ HK$18,252/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,339
−HK$523/mo
▼ 0.25% · 3.875%
HK$8,598
−HK$264/mo
Today · 4.125%
HK$8,862
baseline
▲ 0.50% · 4.625%
HK$9,401
+HK$539/mo
Deposit HK$609K · loan HK$1.83M · min. income ≈ HK$17,724/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,277
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,526
−HK$252/mo
Today · 4.125%
HK$9,778
baseline
▲ 0.50% · 4.625%
HK$10,293
+HK$515/mo
Deposit HK$609K · loan HK$1.83M · min. income ≈ HK$19,556/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,895
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,171
−HK$281/mo
Today · 4.125%
HK$9,452
baseline
▲ 0.50% · 4.625%
HK$10,028
+HK$576/mo
Deposit HK$488K · loan HK$1.95M · min. income ≈ HK$18,904/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,895
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,161
−HK$269/mo
Today · 4.125%
HK$10,430
baseline
▲ 0.50% · 4.625%
HK$10,980
+HK$550/mo
Deposit HK$488K · loan HK$1.95M · min. income ≈ HK$20,860/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,451
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,745
−HK$298/mo
Today · 4.125%
HK$10,043
baseline
▲ 0.50% · 4.625%
HK$10,654
+HK$611/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$20,086/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,514
−HK$568/mo
▼ 0.25% · 3.875%
HK$10,796
−HK$286/mo
Today · 4.125%
HK$11,082
baseline
▲ 0.50% · 4.625%
HK$11,666
+HK$584/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$22,164/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,006
−HK$628/mo
▼ 0.25% · 3.875%
HK$10,318
−HK$316/mo
Today · 4.125%
HK$10,634
baseline
▲ 0.50% · 4.625%
HK$11,281
+HK$647/mo
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$21,268/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,132
−HK$602/mo
▼ 0.25% · 3.875%
HK$11,431
−HK$303/mo
Today · 4.125%
HK$11,734
baseline
▲ 0.50% · 4.625%
HK$12,352
+HK$618/mo
Deposit HK$244K · loan HK$2.19M · min. income ≈ HK$23,468/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).