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5/F 20

in Po Ming Court Po Pak House (Block B)

Sai Kung District · New Territories East

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Floor
2/F 1 539 ft² 2/F 16 213 ft² 2/F 3 433 ft² 2/F 5 213 ft² 3/F 6 213 ft² 3/F 2 433 ft² 3/F 3 433 ft² 4/F 15 213 ft² 4/F 5 213 ft² 4/F 2 433 ft² 4/F 6 213 ft² 4/F 10 539 ft² 4/F 16 213 ft² 5/F 7 426 ft² 5/F 20 539 ft² 6/F 12 433 ft² 6/F 4 426 ft² 6/F 7 426 ft² 7/F 1 539 ft² 7/F 2 433 ft² 7/F 9 601 ft² 7/F 10 539 ft² 7/F 16 213 ft² 8/F 10 8/F 15 213 ft² 8/F 3 8/F 6 213 ft² 8/F 11 539 ft² 8/F 16 213 ft² 8/F 17 426 ft² 9/F 20 539 ft² 9/F 5 213 ft² 9/F 9 601 ft² 9/F 1 539 ft² 9/F 7 426 ft² 9/F 13 433 ft² 10/F 10 539 ft² 10/F 15 213 ft² 10/F 19 601 ft² 10/F 6 213 ft² 10/F 2 433 ft² 10/F 12 433 ft² 10/F 16 213 ft² 10/F 18 601 ft² 11/F 19 601 ft² 11/F 20 539 ft² 11/F 5 213 ft² 11/F 2 433 ft² 11/F 6 213 ft² 12/F 9 601 ft² 12/F 13 433 ft² 12/F 18 601 ft² 13/F 5 213 ft² 13/F 15 213 ft² 13/F 17 426 ft² 14/F 11 539 ft² 14/F 10 539 ft² 14/F 12 433 ft² 14/F 19 601 ft² 15/F 15 213 ft² 15/F 4 426 ft² 15/F 2 433 ft² 15/F 6 213 ft² 15/F 9 601 ft² 15/F 16 213 ft² 16/F 20 539 ft² 16/F 6 213 ft² 16/F 11 539 ft² 16/F 15 213 ft² 17/F 16 213 ft² 17/F 18 601 ft² 17/F 6 213 ft² 17/F 2 433 ft² 17/F 5 213 ft² 17/F 14 426 ft² 17/F 17 426 ft² 18/F 11 535 ft² 18/F 14 424 ft² 18/F 16 212 ft² 18/F 2 429 ft² 18/F 5 212 ft² 18/F 8 597 ft² 18/F 9 597 ft² 18/F 3 429 ft² 18/F 10 535 ft² 18/F 15 212 ft² 18/F 20 535 ft² 19/F 1 535 ft² 20/F 14 424 ft² 20/F 6 212 ft² 20/F 15 212 ft² 21/F 18 597 ft² 21/F 5 212 ft² 21/F 13 429 ft² 21/F 14 424 ft² 21/F 15 212 ft² 21/F 16 212 ft² 21/F 20 535 ft² 22/F 17 424 ft² 22/F 3 429 ft² 22/F 10 535 ft² 22/F 18 597 ft² 23/F 9 597 ft² 23/F 2 429 ft² 23/F 3 429 ft² 23/F 4 424 ft² 23/F 5 212 ft² 23/F 11 535 ft² 23/F 12 429 ft² 23/F 14 424 ft² 23/F 19 597 ft² 24/F 13 24/F 18 597 ft² 24/F 15 212 ft² 24/F 16 212 ft² 25/F 2 429 ft² 25/F 6 212 ft² 25/F 1 535 ft² 26/F 15 212 ft² 26/F 1 535 ft² 26/F 5 212 ft² 26/F 13 429 ft² 27/F 12 429 ft² 27/F 16 212 ft² 27/F 6 212 ft² 27/F 4 424 ft² 28/F 19 594 ft² 28/F 4 421 ft² 28/F 13 426 ft² 29/F 16 211 ft² 29/F 4 421 ft² 29/F 7 421 ft² 30/F 1 530 ft² 30/F 14 421 ft² 30/F 7 421 ft² 30/F 4 421 ft² 30/F 15 211 ft² 31/F 19 594 ft² 31/F 5 211 ft² 31/F 6 211 ft² 31/F 7 421 ft² 31/F 16 211 ft² 32/F 7 421 ft² 32/F 18 594 ft² 33/F 1 530 ft² 33/F 5 211 ft² 33/F 15 211 ft² 33/F 16 211 ft² 34/F 15 211 ft² 34/F 5 34/F 6 211 ft² 34/F 7 421 ft² 34/F 3 426 ft² 34/F 10 529 ft² 34/F 11 530 ft² 34/F 14 421 ft² 34/F 16 211 ft² 35/F 5 211 ft² 36/F 1 530 ft² 36/F 13 426 ft² 36/F 17 421 ft² 36/F 3 426 ft² 36/F 4 421 ft² 37/F 12 426 ft² 37/F 16 211 ft² 37/F 3 426 ft² 38/F 10 530 ft² 38/F 11 530 ft² 38/F 17 421 ft² 38/F 5 211 ft² 38/F 6 211 ft² 38/F 12 426 ft² 38/F 15 211 ft²
Crescira AVM · estimated value Medium confidence
HK$4.30M
≈ HK$7,974 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$430K, with repayments around HK$18,748/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,641
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,190
−HK$558/mo
Today · 4.125%
HK$18,748
baseline
▲ 0.50% · 4.625%
HK$19,888
+HK$1,140/mo

Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,496/mo (50% DSR)

Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$59,718 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
20
Saleable Area
539 ft²
Gross Area
717 ft²
Efficiency
75%
District
Sai Kung District · New Territories East
School net (POA)
95

Transaction History

Date Price Gain / loss
2019-05-23 HK$4.75M +493.8%
2006-12-05 HK$800K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tseung Kwan O
≈ 7 min walk · 527 m
Education
61
schools within 1 km (22 within 500 m)
Daily convenience
39
within 1 km (11 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Tseung Kwan O Station (a rail station within an 8-min walk earns this label).

Family-friendly — 61 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com