31/F 21

Tseung Kwan O (Sai Kung District) · Kowloon

Switch unit

Floor

1/F 11 441 ft² 1/F 13 487 ft² 1/F 15 441 ft² 1/F 16 379 ft² 1/F 17 379 ft² 1/F 19 441 ft² 1/F 2 441 ft² 1/F 22 441 ft² 1/F 5 529 ft² 1/F 8 483 ft² 2/F 10 443 ft² 2/F 12 489 ft² 2/F 17 381 ft² 2/F 2 443 ft² 2/F 20 489 ft² 2/F 22 443 ft² 2/F 24 485 ft² 2/F 6 443 ft² 2/F 7 443 ft² 2/F 9 485 ft² 3/F 14 443 ft² 3/F 15 443 ft² 3/F 20 489 ft² 4/F 13 489 ft² 4/F 15 443 ft² 4/F 2 443 ft² 4/F 23 443 ft² 5/F 13 489 ft² 5/F 16 381 ft² 5/F 18 443 ft² 5/F 5 531 ft² 6/F 14 443 ft² 6/F 16 381 ft² 6/F 17 381 ft² 6/F 19 443 ft² 6/F 2 443 ft² 6/F 6 443 ft² 7/F 11 443 ft² 7/F 13 7/F 15 443 ft² 7/F 23 443 ft² 7/F 24 485 ft² 7/F 7 443 ft² 8/F 1 485 ft² 8/F 11 443 ft² 8/F 17 381 ft² 8/F 18 443 ft² 8/F 24 485 ft² 8/F 4 447 ft² 8/F 5 531 ft² 8/F 6 443 ft² 9/F 14 443 ft² 9/F 16 381 ft² 9/F 7 443 ft² 9/F 9 485 ft² 10/F 10 443 ft² 10/F 14 443 ft² 10/F 15 443 ft² 11/F 13 11/F 16 381 ft² 12/F 1 485 ft² 12/F 12 12/F 18 443 ft² 12/F 22 12/F 23 12/F 5 531 ft² 13/F 15 443 ft² 13/F 19 443 ft² 13/F 20 489 ft² 13/F 4 447 ft² 14/F 13 14/F 15 14/F 17 381 ft² 14/F 21 489 ft² 15/F 10 443 ft² 15/F 13 489 ft² 15/F 14 443 ft² 15/F 17 381 ft² 15/F 20 489 ft² 15/F 3 443 ft² 15/F 5 531 ft² 15/F 9 485 ft² 16/F 1 485 ft² 16/F 11 16/F 14 443 ft² 16/F 16 381 ft² 16/F 2 443 ft² 16/F 20 489 ft² 16/F 21 489 ft² 16/F 22 16/F 6 443 ft² 16/F 7 443 ft² 16/F 8 485 ft² 17/F 18 443 ft² 17/F 3 443 ft² 18/F 1 485 ft² 18/F 10 443 ft² 18/F 13 489 ft² 18/F 22 443 ft² 18/F 5 531 ft² 18/F 8 485 ft² 19/F 1 485 ft² 19/F 14 443 ft² 19/F 15 443 ft² 19/F 18 443 ft² 19/F 20 489 ft² 20/F 19 443 ft² 20/F 22 443 ft² 20/F 7 443 ft² 21/F 15 443 ft² 21/F 2 443 ft² 21/F 21 21/F 23 443 ft² 22/F 10 443 ft² 22/F 23 443 ft² 23/F 1 485 ft² 23/F 15 443 ft² 23/F 24 485 ft² 23/F 8 485 ft² 24/F 1 485 ft² 24/F 13 489 ft² 24/F 16 381 ft² 24/F 2 443 ft² 24/F 20 489 ft² 24/F 22 24/F 9 485 ft² 25/F 1 485 ft² 25/F 18 25/F 21 489 ft² 25/F 24 485 ft² 25/F 7 443 ft² 26/F 10 443 ft² 26/F 14 443 ft² 26/F 15 443 ft² 26/F 23 443 ft² 26/F 3 443 ft² 26/F 5 531 ft² 26/F 6 443 ft² 27/F 1 485 ft² 27/F 11 443 ft² 27/F 15 443 ft² 27/F 24 485 ft² 27/F 6 443 ft² 27/F 8 485 ft² 28/F 13 489 ft² 28/F 14 443 ft² 28/F 16 381 ft² 28/F 18 28/F 2 443 ft² 28/F 3 443 ft² 28/F 4 447 ft² 28/F 5 531 ft² 28/F 8 485 ft² 29/F 11 443 ft² 29/F 4 447 ft² 30/F 10 443 ft² 30/F 13 489 ft² 30/F 14 443 ft² 30/F 16 381 ft² 30/F 18 443 ft² 30/F 20 489 ft² 30/F 21 489 ft² 30/F 4 447 ft² 31/F 15 443 ft² 31/F 17 381 ft² 31/F 18 443 ft² 31/F 19 443 ft² 31/F 2 443 ft² 31/F 21 489 ft² 31/F 23 443 ft² 31/F 4 447 ft² 31/F 5 531 ft² 31/F 7 443 ft² 32/F 13 489 ft² 32/F 15 443 ft² 32/F 17 381 ft² 32/F 18 443 ft² 32/F 19 443 ft² 32/F 3 443 ft² 32/F 4 447 ft² 32/F 8 485 ft² 33/F 1 485 ft² 33/F 13 489 ft² 33/F 15 443 ft² 33/F 16 381 ft² 33/F 21 489 ft² 33/F 3 443 ft² 33/F 4 34/F 10 443 ft² 34/F 13 489 ft² 34/F 16 381 ft² 34/F 17 381 ft² 34/F 18 443 ft² 34/F 19 443 ft² 34/F 2 443 ft² 34/F 22 443 ft² 34/F 24 485 ft² 34/F 4 447 ft² 34/F 7 443 ft² 34/F 9 485 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.19M

≈ HK$8,578 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,297/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$17,218

−HK$1,079/mo

▼ 0.25% · 3.875%

HK$17,753

−HK$544/mo

Today · 4.125%

HK$18,297

baseline

▲ 0.50% · 4.625%

HK$19,411

+HK$1,114/mo

Deposit HK$419K · loan HK$3.78M · min. income ≈ HK$36,594/mo (50% DSR)

Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$39,068 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Po Lam Station

≈ 3 min walk · 208 m

Education

schools within 1 km (21 within 500 m)

Daily convenience

within 1 km (22 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Po Lam Station Station.

Family-friendly — 71 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 74 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 31/F
Flat: 21
Saleable Area: 489 Saleable ft²
Gross Area: 643 ft²
Efficiency: 76%
District: Tseung Kwan O (Sai Kung District) · Kowloon
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2010-06-08	HK$1.96M	+56.8%	HK$4,008	HK$3,048
2001-06-19	HK$1.25M	—	HK$2,556	HK$1,944

Other appraised units in this building

Data sourced from Renavon.com