28/F 3

in YU MING COURT YU CHEONG HOUSE (BLOCK B)

Tseung Kwan O (Sai Kung District) · Kowloon

Switch unit

Floor

1/F 1 546 ft² 1/F 10 606 ft² 1/F 11 606 ft² 1/F 13 546 ft² 1/F 14 438 ft² 1/F 16 546 ft² 1/F 2 606 ft² 1/F 4 546 ft² 1/F 5 546 ft² 1/F 7 438 ft² 1/F 8 546 ft² 2/F 12 546 ft² 2/F 13 546 ft² 2/F 16 546 ft² 2/F 3 606 ft² 2/F 6 438 ft² 2/F 9 649 ft² 3/F 11 606 ft² 3/F 12 546 ft² 3/F 13 546 ft² 3/F 16 546 ft² 3/F 3 606 ft² 3/F 7 438 ft² 4/F 13 546 ft² 4/F 14 438 ft² 4/F 16 546 ft² 4/F 3 605 ft² 4/F 7 438 ft² 4/F 9 649 ft² 5/F 1 649 ft² 5/F 12 546 ft² 5/F 16 546 ft² 5/F 3 606 ft² 5/F 5 546 ft² 5/F 7 438 ft² 5/F 8 546 ft² 6/F 1 649 ft² 6/F 10 606 ft² 6/F 11 606 ft² 6/F 12 546 ft² 6/F 13 546 ft² 6/F 14 438 ft² 6/F 3 606 ft² 6/F 6 438 ft² 6/F 8 546 ft² 7/F 1 649 ft² 7/F 12 546 ft² 7/F 14 438 ft² 7/F 8 546 ft² 8/F 16 546 ft² 8/F 2 606 ft² 8/F 4 546 ft² 8/F 5 546 ft² 8/F 7 438 ft² 8/F 8 546 ft² 8/F 9 649 ft² 9/F 1 649 ft² 9/F 12 546 ft² 9/F 15 438 ft² 9/F 5 546 ft² 9/F 7 438 ft² 9/F 8 546 ft² 10/F 1 648 ft² 10/F 15 438 ft² 10/F 2 606 ft² 11/F 10 605 ft² 11/F 11 605 ft² 11/F 12 546 ft² 11/F 13 546 ft² 11/F 15 438 ft² 11/F 16 546 ft² 11/F 3 606 ft² 11/F 4 546 ft² 11/F 9 648 ft² 12/F 10 606 ft² 12/F 2 606 ft² 12/F 8 546 ft² 13/F 2 606 ft² 13/F 3 605 ft² 13/F 5 546 ft² 13/F 8 546 ft² 14/F 13 546 ft² 14/F 14 438 ft² 14/F 2 605 ft² 14/F 4 546 ft² 14/F 8 546 ft² 15/F 14 438 ft² 15/F 15 438 ft² 15/F 16 546 ft² 15/F 3 606 ft² 16/F 10 606 ft² 16/F 11 606 ft² 16/F 13 546 ft² 16/F 3 606 ft² 16/F 4 546 ft² 16/F 6 438 ft² 16/F 8 546 ft² 17/F 11 606 ft² 17/F 13 546 ft² 17/F 14 438 ft² 17/F 15 438 ft² 17/F 3 606 ft² 17/F 5 546 ft² 17/F 6 438 ft² 17/F 7 438 ft² 17/F 8 546 ft² 18/F 1 645 ft² 18/F 10 603 ft² 18/F 12 541 ft² 18/F 14 435 ft² 18/F 16 541 ft² 18/F 4 541 ft² 18/F 6 435 ft² 18/F 8 541 ft² 18/F 9 645 ft² 19/F 13 541 ft² 19/F 3 603 ft² 19/F 8 541 ft² 20/F 16 541 ft² 20/F 4 541 ft² 20/F 5 541 ft² 21/F 13 541 ft² 21/F 5 541 ft² 21/F 6 435 ft² 21/F 7 435 ft² 21/F 9 645 ft² 22/F 1 645 ft² 22/F 15 435 ft² 22/F 4 541 ft² 22/F 5 541 ft² 22/F 7 435 ft² 22/F 9 644 ft² 23/F 10 603 ft² 23/F 11 602 ft² 23/F 14 435 ft² 23/F 15 434 ft² 23/F 2 603 ft² 23/F 3 603 ft² 23/F 8 541 ft² 24/F 11 603 ft² 24/F 13 541 ft² 24/F 7 435 ft² 24/F 8 541 ft² 24/F 9 645 ft² 25/F 10 603 ft² 25/F 12 541 ft² 25/F 15 434 ft² 25/F 5 541 ft² 25/F 6 435 ft² 25/F 7 434 ft² 26/F 1 645 ft² 26/F 11 602 ft² 26/F 16 541 ft² 26/F 4 541 ft² 26/F 6 435 ft² 27/F 1 645 ft² 27/F 11 603 ft² 27/F 13 541 ft² 27/F 14 435 ft² 27/F 7 435 ft² 27/F 8 541 ft² 27/F 9 645 ft² 28/F 1 640 ft² 28/F 15 433 ft² 28/F 3 598 ft² 28/F 4 538 ft² 29/F 13 538 ft² 29/F 14 433 ft² 29/F 6 433 ft² 29/F 7 433 ft² 29/F 9 640 ft² 29/F 12 538 ft² 30/F 11 598 ft² 30/F 13 538 ft² 30/F 5 538 ft² 30/F 6 433 ft² 30/F 8 538 ft² 31/F 13 538 ft² 31/F 14 433 ft² 31/F 7 433 ft² 32/F 10 598 ft² 32/F 11 598 ft² 32/F 13 538 ft² 32/F 14 433 ft² 32/F 15 433 ft² 32/F 16 538 ft² 32/F 4 538 ft² 32/F 6 433 ft² 32/F 7 433 ft² 32/F 8 538 ft² 32/F 9 640 ft² 33/F 1 640 ft² 33/F 10 598 ft² 33/F 15 433 ft² 33/F 16 538 ft² 33/F 5 538 ft² 34/F 1 640 ft² 34/F 11 598 ft² 34/F 12 538 ft² 34/F 13 538 ft² 34/F 16 538 ft² 34/F 3 598 ft² 35/F 12 538 ft² 35/F 14 433 ft² 35/F 5 538 ft² 35/F 7 433 ft² 35/F 8 538 ft² 36/F 10 598 ft² 36/F 11 598 ft² 36/F 15 433 ft² 36/F 16 538 ft² 36/F 5 538 ft² 36/F 6 433 ft² 36/F 7 433 ft² 36/F 8 538 ft² 36/F 9 640 ft² 37/F 1 640 ft² 37/F 14 433 ft² 37/F 15 433 ft² 37/F 16 538 ft² 37/F 4 538 ft² 37/F 7 433 ft² 37/F 9 640 ft² 38/F 11 598 ft² 38/F 14 433 ft² 38/F 2 598 ft² 38/F 8 538 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.24M

≈ HK$8,760 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$524K, with repayments around HK$22,850/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$21,501

−HK$1,349/mo

▼ 0.25% · 3.875%

HK$22,170

−HK$680/mo

Today · 4.125%

HK$22,850

baseline

▲ 0.50% · 4.625%

HK$24,240

+HK$1,390/mo

Deposit HK$524K · loan HK$4.71M · min. income ≈ HK$45,700/mo (50% DSR)

Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$117,867 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Hang Hau Station

≈ 5 min walk · 383 m

Education

schools within 1 km (36 within 500 m)

Daily convenience

within 1 km (24 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Hang Hau Station Station.

Family-friendly — 66 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 28/F
Flat: 3
Saleable Area: 598 Saleable ft²
Gross Area: 820 ft²
Efficiency: 73%
District: Tseung Kwan O (Sai Kung District) · Kowloon
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2006-06-01	HK$1.88M	+10.6%	HK$3,144	HK$2,293
2005-05-03	HK$1.70M	+0.0%	HK$2,843	HK$2,073
2001-10-09	HK$1.70M	—	HK$2,843	HK$2,073

Other appraised units in this building

Data sourced from Renavon.com