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At today's rate and a 90% mortgage, the deposit on this unit is about HK$355K, with repayments around HK$15,482/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$355K · loan HK$3.19M · min. income ≈ HK$30,964/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 294 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-14 | HK$4.38M | +27.0% 3.5y · 8.0%/yr |
| 2016-11-22 | HK$3.45M | +53.2% 4.1y · 13.0%/yr |
| 2012-10-18 | HK$2.25M | +57.3% |
| 2010-11-22 | HK$1.43M | +37.5% |
| 1996-03-13 | HK$1.04M | — |