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At today's rate and a 90% mortgage, the deposit on this unit is about HK$358K, with repayments around HK$15,630/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$358K · loan HK$3.23M · min. income ≈ HK$31,260/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- E
- Saleable Area
- 294 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-29 | HK$2.99M | −2.6% 9.6y · 0.0%/yr |
| 2014-10-08 | HK$3.07M | +40.8% |
| 2012-10-11 | HK$2.18M | +50.3% |
| 2010-08-18 | HK$1.45M | +9.8% |
| 2010-06-04 | HK$1.32M | +69.2% |
| 2000-12-22 | HK$780K | −46.2% |
| 1997-03-21 | HK$1.45M | +34.3% |
| 1996-05-24 | HK$1.08M | — |