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At today's rate and a 90% mortgage, the deposit on this unit is about HK$361K, with repayments around HK$15,759/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$361K · loan HK$3.25M · min. income ≈ HK$31,518/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- E
- Saleable Area
- 294 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-26 | HK$4.45M | +7.0% 5.0y · 1.0%/yr |
| 2017-05-04 | HK$4.16M | +67.7% 4.5y · 15.0%/yr |
| 2012-10-29 | HK$2.48M | +24.0% |
| 2011-10-11 | HK$2.00M | +0.0% |
| 2011-09-02 | HK$2.00M | +65.3% |
| 2008-05-06 | HK$1.21M | +45.8% |
| 2006-09-01 | HK$830K | −19.4% |
| 1999-05-06 | HK$1.03M | — |