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At today's rate and a 90% mortgage, the deposit on this unit is about HK$334K, with repayments around HK$14,585/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$334K · loan HK$3.01M · min. income ≈ HK$29,170/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 294 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 75%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-26 | HK$4.00M | +37.9% 4.2y · 9.0%/yr |
| 2016-02-02 | HK$2.90M | +27.8% 3.2y · 9.0%/yr |
| 2012-11-15 | HK$2.27M | +92.4% |
| 2009-09-22 | HK$1.18M | +11.3% |
| 2009-06-22 | HK$1.06M | +8.2% |
| 2008-05-16 | HK$980K | +25.6% |
| 2007-11-09 | HK$780K | +11.4% |
| 2007-06-04 | HK$700K | −60.2% |
| 1997-09-02 | HK$1.76M | +30.4% |
| 1997-04-17 | HK$1.35M | — |