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Crescira AVM · estimated value Medium confidence
HK$10.73M
≈ HK$10,554 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.22M, with repayments around HK$36,415/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,266
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,332
−HK$1,083/mo
Today · 4.125%
HK$36,415
baseline
▲ 0.50% · 4.625%
HK$38,631
+HK$2,216/mo

Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,830/mo (50% DSR)

Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,517 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
C
Saleable Area
1,017 ft²
Gross Area
1,198 ft²
Efficiency
85%
District
Tai Po District · New Territories East
School net (POA)
84

Transaction History

Date Price Gain / loss
2019-06-28 HK$14.00M +52.2%
3.6y · 14.0%/yr
2015-11-20 HK$9.20M +73.6%
2007-05-25 HK$5.30M −46.5%
1997-07-03 HK$9.90M +44.5%
1996-10-12 HK$6.85M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Wo
≈ 9 min walk · 646 m
Education
14
schools within 1 km (5 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
21
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 21 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com