At today's rate and a 90% mortgage, the deposit on this unit is about HK$232K, with repayments around HK$10,111/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$232K · loan HK$2.09M · min. income ≈ HK$20,222/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- NO. 30
- Saleable Area
- 354 Saleable ft²
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-23 | HK$3.08M | +4.4% 3.8y · 1.0%/yr |
| 2017-09-07 | HK$2.95M | +113.8% 6.8y · 17.0%/yr |
| 2010-11-18 | HK$1.38M | +34.0% |
| 2010-09-14 | HK$1.03M | +28.7% |
| 2007-09-11 | HK$800K | −31.0% |
| 1997-07-15 | HK$1.16M | +1.8% |
| 1997-04-09 | HK$1.14M | +10.7% |
| 1997-01-07 | HK$1.03M | — |