▼ 0.50% · 3.625%
HK$4,086
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$130/mo
Today · 4.125%
HK$4,343
baseline
▲ 0.50% · 4.625%
HK$4,607
+HK$264/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$8,686/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$124/mo
Today · 4.125%
HK$4,792
baseline
▲ 0.50% · 4.625%
HK$5,044
+HK$252/mo
Deposit HK$896K · loan HK$896K · min. income ≈ HK$9,584/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,495
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,635
−HK$142/mo
Today · 4.125%
HK$4,777
baseline
▲ 0.50% · 4.625%
HK$5,067
+HK$290/mo
Deposit HK$806K · loan HK$986K · min. income ≈ HK$9,554/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,001
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,135
−HK$136/mo
Today · 4.125%
HK$5,271
baseline
▲ 0.50% · 4.625%
HK$5,549
+HK$278/mo
Deposit HK$806K · loan HK$986K · min. income ≈ HK$10,542/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$155/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,528
+HK$317/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,455
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,601
−HK$149/mo
Today · 4.125%
HK$5,750
baseline
▲ 0.50% · 4.625%
HK$6,053
+HK$303/mo
Deposit HK$717K · loan HK$1.08M · min. income ≈ HK$11,500/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$168/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,989
+HK$344/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,910
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,068
−HK$161/mo
Today · 4.125%
HK$6,229
baseline
▲ 0.50% · 4.625%
HK$6,557
+HK$328/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$12,458/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,721
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,899
−HK$181/mo
Today · 4.125%
HK$6,080
baseline
▲ 0.50% · 4.625%
HK$6,449
+HK$369/mo
Deposit HK$538K · loan HK$1.25M · min. income ≈ HK$12,160/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,364
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,535
−HK$173/mo
Today · 4.125%
HK$6,708
baseline
▲ 0.50% · 4.625%
HK$7,062
+HK$354/mo
Deposit HK$538K · loan HK$1.25M · min. income ≈ HK$13,416/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,129
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$194/mo
Today · 4.125%
HK$6,514
baseline
▲ 0.50% · 4.625%
HK$6,910
+HK$396/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,028/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,819
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,002
−HK$185/mo
Today · 4.125%
HK$7,187
baseline
▲ 0.50% · 4.625%
HK$7,566
+HK$379/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,374/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,538
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,741
−HK$207/mo
Today · 4.125%
HK$6,948
baseline
▲ 0.50% · 4.625%
HK$7,371
+HK$423/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,896/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,274
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,469
−HK$198/mo
Today · 4.125%
HK$7,667
baseline
▲ 0.50% · 4.625%
HK$8,071
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,334/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,947
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,163
−HK$219/mo
Today · 4.125%
HK$7,382
baseline
▲ 0.50% · 4.625%
HK$7,832
+HK$450/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,764/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,728
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,935
−HK$211/mo
Today · 4.125%
HK$8,146
baseline
▲ 0.50% · 4.625%
HK$8,575
+HK$429/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,292/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,355
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,584
−HK$233/mo
Today · 4.125%
HK$7,817
baseline
▲ 0.50% · 4.625%
HK$8,292
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,634/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,183
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,402
−HK$223/mo
Today · 4.125%
HK$8,625
baseline
▲ 0.50% · 4.625%
HK$9,079
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,250/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).