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At today's rate and a 90% mortgage, the deposit on this unit is about HK$482K, with repayments around HK$21,037/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,074/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$99,805 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- C
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-09-06 | HK$6.00M | +57.9% 2.1y · 28.0%/yr |
| 2016-08-10 | HK$3.80M | +45.0% 4.0y · 11.0%/yr |
| 2012-08-07 | HK$2.62M | +45.6% |
| 2008-03-19 | HK$1.80M | +40.6% |
| 2007-11-22 | HK$1.28M | −22.4% |
| 1996-07-06 | HK$1.65M | — |