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At today's rate and a 90% mortgage, the deposit on this unit is about HK$463K, with repayments around HK$20,207/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$40,414/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- G
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-22 | HK$5.30M | +39.5% 3.2y · 12.0%/yr |
| 2016-08-31 | HK$3.80M | +8.6% 3.5y · 3.0%/yr |
| 2013-02-26 | HK$3.50M | +49.6% |
| 2011-11-03 | HK$2.34M | +67.1% |
| 2009-04-28 | HK$1.40M | +30.8% |
| 2006-12-22 | HK$1.07M | −9.3% |
| 2000-01-06 | HK$1.18M | — |