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At today's rate and a 90% mortgage, the deposit on this unit is about HK$481K, with repayments around HK$20,961/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,922/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$98,064 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Sha Tin Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- E
- Saleable Area
- 348 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-17 | HK$5.58M | +3.4% 3.6y · 1.0%/yr |
| 2018-01-29 | HK$5.40M | +171.3% 7.7y · 22.0%/yr |
| 2010-05-28 | HK$1.99M | +5.9% |
| 2008-05-23 | HK$1.88M | +49.2% |
| 2007-02-28 | HK$1.26M | −33.3% |
| 1997-05-07 | HK$1.89M | +0.0% |
| 1997-03-14 | HK$1.89M | +23.5% |
| 1996-11-22 | HK$1.53M | — |