22/F G

in LUCKY PLAZA FUNG LAM COURT (BLOCK C1)

Sha Tin District · New Territories East

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Floor

1/F A 505 ft² 1/F B 505 ft² 1/F C 443 ft² 1/F D 443 ft² 1/F E 348 ft² 1/F F 334 ft² 1/F G 326 ft² 1/F H 326 ft² 2/F B 505 ft² 2/F C 443 ft² 2/F D 443 ft² 2/F E 348 ft² 2/F G 326 ft² 2/F H 326 ft² 3/F B 505 ft² 3/F C 443 ft² 3/F E 348 ft² 3/F F 334 ft² 3/F G 326 ft² 3/F H 326 ft² 4/F A 505 ft² 4/F C 440 ft² 4/F E 348 ft² 4/F F 334 ft² 4/F G 319 ft² 5/F A 505 ft² 5/F B 503 ft² 5/F C 440 ft² 5/F D 443 ft² 5/F E 348 ft² 5/F F 334 ft² 5/F G 326 ft² 5/F H 326 ft² 6/F A 505 ft² 6/F B 505 ft² 6/F C 443 ft² 6/F D 443 ft² 6/F E 348 ft² 6/F F 334 ft² 6/F G 326 ft² 6/F H 326 ft² 7/F B 505 ft² 7/F C 443 ft² 7/F D 443 ft² 7/F E 371 ft² 7/F F 334 ft² 7/F G 326 ft² 7/F H 326 ft² 8/F A 501 ft² 8/F B 505 ft² 8/F C 440 ft² 8/F D 443 ft² 8/F E 348 ft² 8/F F 334 ft² 8/F G 326 ft² 8/F H 327 ft² 9/F C 440 ft² 9/F D 443 ft² 9/F E 348 ft² 9/F F 334 ft² 9/F G 326 ft² 9/F H 326 ft² 10/F A 501 ft² 10/F D 434 ft² 10/F E 348 ft² 10/F H 327 ft² 11/F B 503 ft² 11/F C 443 ft² 11/F D 443 ft² 11/F E 348 ft² 11/F F 334 ft² 11/F G 319 ft² 12/F A 505 ft² 12/F B 503 ft² 12/F C 443 ft² 12/F D 443 ft² 12/F E 348 ft² 12/F F 334 ft² 12/F G 326 ft² 12/F H 326 ft² 13/F A 501 ft² 13/F B 505 ft² 13/F C 443 ft² 13/F D 443 ft² 13/F E 348 ft² 13/F F 334 ft² 13/F G 326 ft² 13/F H 327 ft² 14/F B 505 ft² 14/F C 443 ft² 14/F D 434 ft² 14/F E 348 ft² 14/F G 326 ft² 14/F H 326 ft² 15/F C 443 ft² 15/F D 443 ft² 15/F E 348 ft² 15/F F 334 ft² 15/F G 326 ft² 15/F H 326 ft² 16/F A 505 ft² 16/F B 505 ft² 16/F C 443 ft² 16/F D 443 ft² 16/F E 348 ft² 16/F F 334 ft² 16/F G 326 ft² 16/F H 327 ft² 17/F A 501 ft² 17/F B 505 ft² 17/F C 443 ft² 17/F D 434 ft² 17/F E 348 ft² 17/F F 334 ft² 17/F G 326 ft² 17/F H 326 ft² 18/F A 505 ft² 18/F B 505 ft² 18/F D 434 ft² 18/F E 348 ft² 18/F F 334 ft² 18/F G 326 ft² 18/F H 326 ft² 19/F C 443 ft² 19/F D 434 ft² 19/F E 348 ft² 19/F F 324 ft² 19/F H 326 ft² 19/F G 326 ft² 20/F C 443 ft² 20/F D 434 ft² 20/F E 348 ft² 20/F G 326 ft² 20/F H 326 ft² 21/F A 505 ft² 21/F B 505 ft² 21/F C 443 ft² 21/F D 443 ft² 21/F E 348 ft² 21/F F 334 ft² 21/F G 326 ft² 21/F H 326 ft² 22/F A 505 ft² 22/F C 391 ft² 22/F D 356 ft² 22/F F 334 ft² 22/F G 326 ft² 22/F H 326 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.62M

≈ HK$14,162 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$462K, with repayments around HK$20,138/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,950

−HK$1,188/mo

▼ 0.25% · 3.875%

HK$19,539

−HK$599/mo

Today · 4.125%

HK$20,138

baseline

▲ 0.50% · 4.625%

HK$21,363

+HK$1,225/mo

Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,276/mo (50% DSR)

Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,188 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Sha Tin

≈ 5 min walk · 349 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (15 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sha Tin Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 22/F
Flat: G
Saleable Area: 326 Saleable ft²
Gross Area: 416 ft²
Efficiency: 78%
District: Sha Tin District · New Territories East
School net (POA): 91

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-11-20	HK$5.10M	+11.4% 3.5y · 3.0%/yr	HK$15,644	HK$12,260
2017-05-18	HK$4.58M	+44.5% 3.3y · 13.0%/yr	HK$14,049	HK$11,010
2014-02-17	HK$3.17M	+66.8%	HK$9,724	HK$7,620
2010-12-23	HK$1.90M	+46.2%	HK$5,828	HK$4,567
2005-03-07	HK$1.30M	+30.0%	HK$3,988	HK$3,125
2002-11-14	HK$1.00M	+33.3%	HK$3,068	HK$2,404
2002-11-14	HK$750K	—	HK$2,301	HK$1,803

Other appraised units in this building

Data sourced from Renavon.com