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Home Sha Tin District LUCKY PLAZA KWAI LAM COURT (BLOCK D2)

21/F F

in LUCKY PLAZA KWAI LAM COURT (BLOCK D2)

Sha Tin District · New Territories East

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Floor
1/F A 390 ft² 1/F B 390 ft² 1/F D 443 ft² 1/F E 348 ft² 2/F A 390 ft² 2/F F 334 ft² 2/F G 427 ft² 3/F B 399 ft² 3/F C 443 ft² 3/F D 443 ft² 3/F E 348 ft² 3/F F 334 ft² 3/F G 427 ft² 4/F A 396 ft² 4/F B 390 ft² 4/F C 443 ft² 4/F D 438 ft² 4/F E 348 ft² 4/F F 334 ft² 4/F G 427 ft² 5/F A 390 ft² 5/F B 399 ft² 5/F C 443 ft² 5/F E 348 ft² 5/F G 427 ft² 5/F H 427 ft² 6/F A 396 ft² 6/F B 390 ft² 6/F C 443 ft² 6/F E 348 ft² 6/F F 334 ft² 6/F G 427 ft² 7/F A 390 ft² 7/F B 390 ft² 7/F F 334 ft² 8/F B 390 ft² 8/F C 443 ft² 8/F D 443 ft² 8/F E 348 ft² 8/F F 334 ft² 8/F G 427 ft² 8/F H 427 ft² 9/F A 390 ft² 9/F C 443 ft² 9/F D 438 ft² 9/F E 348 ft² 9/F F 334 ft² 9/F G 427 ft² 9/F H 427 ft² 10/F B 390 ft² 10/F D 438 ft² 10/F E 348 ft² 10/F F 334 ft² 10/F G 422 ft² 11/F A 390 ft² 11/F B 399 ft² 11/F C 444 ft² 11/F E 348 ft² 11/F F 334 ft² 11/F G 427 ft² 11/F H 427 ft² 12/F A 396 ft² 12/F B 390 ft² 12/F C 443 ft² 12/F E 348 ft² 13/F A 390 ft² 13/F B 390 ft² 13/F F 334 ft² 13/F H 427 ft² 14/F A 390 ft² 14/F C 443 ft² 14/F D 443 ft² 14/F E 348 ft² 14/F F 334 ft² 14/F G 427 ft² 15/F A 390 ft² 15/F B 399 ft² 15/F C 443 ft² 15/F D 443 ft² 15/F E 342 ft² 15/F F 334 ft² 16/F B 390 ft² 16/F C 443 ft² 16/F E 348 ft² 16/F F 329 ft² 16/F H 427 ft² 17/F A 396 ft² 17/F C 443 ft² 17/F D 443 ft² 17/F F 334 ft² 17/F H 435 ft² 18/F A 390 ft² 18/F B 390 ft² 18/F D 443 ft² 18/F F 329 ft² 18/F G 422 ft² 18/F H 427 ft² 19/F A 390 ft² 19/F B 390 ft² 19/F C 444 ft² 19/F E 348 ft² 19/F F 334 ft² 19/F G 427 ft² 19/F H 435 ft² 20/F A 390 ft² 20/F B 390 ft² 20/F C 443 ft² 20/F E 348 ft² 20/F F 334 ft² 20/F H 435 ft² 21/F A 390 ft² 21/F B 399 ft² 21/F C 443 ft² 21/F D 443 ft² 21/F E 348 ft² 21/F F 334 ft² 21/F G 422 ft² 21/F H 427 ft² 22/F A 390 ft² 22/F B 390 ft² 22/F C 391 ft² 22/F D 356 ft² 22/F F 334 ft² 22/F G 427 ft² 22/F H 427 ft²
Crescira AVM · estimated value ● Medium confidence
HK$4.36M
≈ HK$13,064 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$19,033/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$17,910
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,467
−HK$566/mo
Today · 4.125%
HK$19,033
baseline
▲ 0.50% · 4.625%
HK$20,191
+HK$1,158/mo

Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$38,066/mo (50% DSR)

Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,453 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sha Tin
≈ 5 min walk · 362 m
Education
39
schools within 1 km (12 within 500 m)
Daily convenience
35
within 1 km (17 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sha Tin Station.

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
F
Saleable Area
334 Saleable ft²
Gross Area
423 ft²
Efficiency
79%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2020-02-10 HK$5.18M +29.8%
4.0y · 7.0%/yr
2016-02-16 HK$3.99M +31.2%
3.4y · 9.0%/yr
2012-08-24 HK$3.04M +23.1%
2010-12-20 HK$2.47M +35.0%
2010-02-24 HK$1.83M +71.0%
2000-11-08 HK$1.07M −21.9%
1998-08-31 HK$1.37M —

Other appraised units in this building

1/F A
390 ft²
HK$4.26M
1/F B
390 ft²
HK$4.25M
1/F D
443 ft²
HK$4.77M
1/F E
348 ft²
HK$3.97M
2/F A
390 ft²
HK$4.29M
2/F F
334 ft²
HK$3.87M
Data sourced from Renavon.com