22/F G

in LUCKY PLAZA KWAI LAM COURT (BLOCK D2)

Sha Tin District · New Territories East

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Floor

1/F A 390 ft² 1/F B 390 ft² 1/F D 443 ft² 1/F E 348 ft² 2/F A 390 ft² 2/F F 334 ft² 2/F G 427 ft² 3/F B 399 ft² 3/F C 443 ft² 3/F D 443 ft² 3/F E 348 ft² 3/F F 334 ft² 3/F G 427 ft² 4/F A 396 ft² 4/F B 390 ft² 4/F C 443 ft² 4/F D 438 ft² 4/F E 348 ft² 4/F F 334 ft² 4/F G 427 ft² 5/F A 390 ft² 5/F B 399 ft² 5/F C 443 ft² 5/F E 348 ft² 5/F G 427 ft² 5/F H 427 ft² 6/F A 396 ft² 6/F B 390 ft² 6/F C 443 ft² 6/F E 348 ft² 6/F F 334 ft² 6/F G 427 ft² 7/F A 390 ft² 7/F B 390 ft² 7/F F 334 ft² 8/F B 390 ft² 8/F C 443 ft² 8/F D 443 ft² 8/F E 348 ft² 8/F F 334 ft² 8/F G 427 ft² 8/F H 427 ft² 9/F A 390 ft² 9/F C 443 ft² 9/F D 438 ft² 9/F E 348 ft² 9/F F 334 ft² 9/F G 427 ft² 9/F H 427 ft² 10/F B 390 ft² 10/F D 438 ft² 10/F E 348 ft² 10/F F 334 ft² 10/F G 422 ft² 11/F A 390 ft² 11/F B 399 ft² 11/F C 444 ft² 11/F E 348 ft² 11/F F 334 ft² 11/F G 427 ft² 11/F H 427 ft² 12/F A 396 ft² 12/F B 390 ft² 12/F C 443 ft² 12/F E 348 ft² 13/F A 390 ft² 13/F B 390 ft² 13/F F 334 ft² 13/F H 427 ft² 14/F A 390 ft² 14/F C 443 ft² 14/F D 443 ft² 14/F E 348 ft² 14/F F 334 ft² 14/F G 427 ft² 15/F A 390 ft² 15/F B 399 ft² 15/F C 443 ft² 15/F D 443 ft² 15/F E 342 ft² 15/F F 334 ft² 16/F B 390 ft² 16/F C 443 ft² 16/F E 348 ft² 16/F F 329 ft² 16/F H 427 ft² 17/F A 396 ft² 17/F C 443 ft² 17/F D 443 ft² 17/F F 334 ft² 17/F H 435 ft² 18/F A 390 ft² 18/F B 390 ft² 18/F D 443 ft² 18/F F 329 ft² 18/F G 422 ft² 18/F H 427 ft² 19/F A 390 ft² 19/F B 390 ft² 19/F C 444 ft² 19/F E 348 ft² 19/F F 334 ft² 19/F G 427 ft² 19/F H 435 ft² 20/F A 390 ft² 20/F B 390 ft² 20/F C 443 ft² 20/F E 348 ft² 20/F F 334 ft² 20/F H 435 ft² 21/F A 390 ft² 21/F B 399 ft² 21/F C 443 ft² 21/F D 443 ft² 21/F E 348 ft² 21/F F 334 ft² 21/F G 422 ft² 21/F H 427 ft² 22/F A 390 ft² 22/F B 390 ft² 22/F C 391 ft² 22/F D 356 ft² 22/F F 334 ft² 22/F G 427 ft² 22/F H 427 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.36M

≈ HK$12,559 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$536K, with repayments around HK$23,391/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$22,010

−HK$1,381/mo

▼ 0.25% · 3.875%

HK$22,695

−HK$696/mo

Today · 4.125%

HK$23,391

baseline

▲ 0.50% · 4.625%

HK$24,814

+HK$1,423/mo

Deposit HK$536K · loan HK$4.83M · min. income ≈ HK$46,782/mo (50% DSR)

Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,657 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Sha Tin

≈ 5 min walk · 362 m

Education

schools within 1 km (12 within 500 m)

Daily convenience

within 1 km (17 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sha Tin Station.

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 22/F
Flat: G
Saleable Area: 427 Saleable ft²
Gross Area: 543 ft²
Efficiency: 79%
District: Sha Tin District · New Territories East
School net (POA): 91

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2019-07-19	HK$6.00M	+28.2% 2.7y · 10.0%/yr	HK$14,052	HK$11,050
2016-11-02	HK$4.68M	+65.4% 5.5y · 12.0%/yr	HK$10,960	HK$8,619
2011-05-16	HK$2.83M	+93.8%	HK$6,628	HK$5,212
2006-01-10	HK$1.46M	−41.6%	HK$3,419	HK$2,689
1997-05-21	HK$2.50M	+36.6%	HK$5,855	HK$4,604
1997-01-03	HK$1.83M	+22.0%	HK$4,286	HK$3,370
1996-02-07	HK$1.50M	—	HK$3,513	HK$2,762

Other appraised units in this building

Data sourced from Renavon.com