▼ 0.50% · 3.625%
HK$3,733
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,849
−HK$118/mo
Today · 4.125%
HK$3,967
baseline
▲ 0.50% · 4.625%
HK$4,209
+HK$242/mo
Deposit HK$819K · loan HK$819K · min. income ≈ HK$7,934/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,153
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,265
−HK$113/mo
Today · 4.125%
HK$4,378
baseline
▲ 0.50% · 4.625%
HK$4,608
+HK$230/mo
Deposit HK$819K · loan HK$819K · min. income ≈ HK$8,756/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,107
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$130/mo
Today · 4.125%
HK$4,364
baseline
▲ 0.50% · 4.625%
HK$4,630
+HK$266/mo
Deposit HK$737K · loan HK$900K · min. income ≈ HK$8,728/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,569
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$124/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,069
+HK$254/mo
Deposit HK$737K · loan HK$900K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,480
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$142/mo
Today · 4.125%
HK$4,761
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$289/mo
Deposit HK$655K · loan HK$982K · min. income ≈ HK$9,522/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$136/mo
Today · 4.125%
HK$5,253
baseline
▲ 0.50% · 4.625%
HK$5,530
+HK$277/mo
Deposit HK$655K · loan HK$982K · min. income ≈ HK$10,506/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$154/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,471
+HK$313/mo
Deposit HK$573K · loan HK$1.06M · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,399
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$147/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$5,991
+HK$300/mo
Deposit HK$573K · loan HK$1.06M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,227
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,389
−HK$165/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,892
+HK$338/mo
Deposit HK$491K · loan HK$1.15M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,814
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,970
−HK$159/mo
Today · 4.125%
HK$6,129
baseline
▲ 0.50% · 4.625%
HK$6,452
+HK$323/mo
Deposit HK$491K · loan HK$1.15M · min. income ≈ HK$12,258/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,774
−HK$177/mo
Today · 4.125%
HK$5,951
baseline
▲ 0.50% · 4.625%
HK$6,313
+HK$362/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$11,902/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,230
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,397
−HK$169/mo
Today · 4.125%
HK$6,566
baseline
▲ 0.50% · 4.625%
HK$6,912
+HK$346/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$13,132/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,973
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,159
−HK$189/mo
Today · 4.125%
HK$6,348
baseline
▲ 0.50% · 4.625%
HK$6,734
+HK$386/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,696/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,645
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,823
−HK$181/mo
Today · 4.125%
HK$7,004
baseline
▲ 0.50% · 4.625%
HK$7,373
+HK$369/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$14,008/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,347
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,544
−HK$200/mo
Today · 4.125%
HK$6,744
baseline
▲ 0.50% · 4.625%
HK$7,155
+HK$411/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$13,488/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,060
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,250
−HK$192/mo
Today · 4.125%
HK$7,442
baseline
▲ 0.50% · 4.625%
HK$7,834
+HK$392/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$14,884/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,929
−HK$212/mo
Today · 4.125%
HK$7,141
baseline
▲ 0.50% · 4.625%
HK$7,576
+HK$435/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$14,282/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,476
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,676
−HK$204/mo
Today · 4.125%
HK$7,880
baseline
▲ 0.50% · 4.625%
HK$8,295
+HK$415/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$15,760/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).