▼ 0.50% · 3.625%
HK$3,795
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,913
−HK$120/mo
Today · 4.125%
HK$4,033
baseline
▲ 0.50% · 4.625%
HK$4,278
+HK$245/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,066/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,222
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,335
−HK$115/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,684
+HK$234/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,174
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,304
−HK$132/mo
Today · 4.125%
HK$4,436
baseline
▲ 0.50% · 4.625%
HK$4,706
+HK$270/mo
Deposit HK$749K · loan HK$915K · min. income ≈ HK$8,872/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,644
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,768
−HK$127/mo
Today · 4.125%
HK$4,895
baseline
▲ 0.50% · 4.625%
HK$5,153
+HK$258/mo
Deposit HK$749K · loan HK$915K · min. income ≈ HK$9,790/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,554
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$143/mo
Today · 4.125%
HK$4,839
baseline
▲ 0.50% · 4.625%
HK$5,134
+HK$295/mo
Deposit HK$666K · loan HK$999K · min. income ≈ HK$9,678/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,066
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,202
−HK$138/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,621
+HK$281/mo
Deposit HK$666K · loan HK$999K · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,933
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,087
−HK$156/mo
Today · 4.125%
HK$5,243
baseline
▲ 0.50% · 4.625%
HK$5,562
+HK$319/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$10,486/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,488
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,635
−HK$150/mo
Today · 4.125%
HK$5,785
baseline
▲ 0.50% · 4.625%
HK$6,090
+HK$305/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$11,570/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,313
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$168/mo
Today · 4.125%
HK$5,646
baseline
▲ 0.50% · 4.625%
HK$5,990
+HK$344/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$11,292/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,910
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,069
−HK$161/mo
Today · 4.125%
HK$6,230
baseline
▲ 0.50% · 4.625%
HK$6,558
+HK$328/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$12,460/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,692
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,869
−HK$180/mo
Today · 4.125%
HK$6,049
baseline
▲ 0.50% · 4.625%
HK$6,417
+HK$368/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$12,098/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,333
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,502
−HK$173/mo
Today · 4.125%
HK$6,675
baseline
▲ 0.50% · 4.625%
HK$7,027
+HK$352/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$13,350/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,072
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,261
−HK$192/mo
Today · 4.125%
HK$6,453
baseline
▲ 0.50% · 4.625%
HK$6,845
+HK$392/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,906/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,755
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,936
−HK$184/mo
Today · 4.125%
HK$7,120
baseline
▲ 0.50% · 4.625%
HK$7,495
+HK$375/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,240/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,451
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,652
−HK$204/mo
Today · 4.125%
HK$6,856
baseline
▲ 0.50% · 4.625%
HK$7,273
+HK$417/mo
Deposit HK$250K · loan HK$1.41M · min. income ≈ HK$13,712/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,177
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,369
−HK$196/mo
Today · 4.125%
HK$7,565
baseline
▲ 0.50% · 4.625%
HK$7,963
+HK$398/mo
Deposit HK$250K · loan HK$1.41M · min. income ≈ HK$15,130/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,831
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,043
−HK$216/mo
Today · 4.125%
HK$7,259
baseline
▲ 0.50% · 4.625%
HK$7,701
+HK$442/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$14,518/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,599
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,803
−HK$207/mo
Today · 4.125%
HK$8,010
baseline
▲ 0.50% · 4.625%
HK$8,432
+HK$422/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$16,020/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).