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At today's rate and a 90% mortgage, the deposit on this unit is about HK$513K, with repayments around HK$22,378/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$513K · loan HK$4.62M · min. income ≈ HK$44,756/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$115,433 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- 3
- Saleable Area
- 348 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 82%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-30 | HK$4.90M | −10.6% 5.9y · −2.0%/yr |
| 2019-02-15 | HK$5.48M | +152.5% 8.3y · 19.0%/yr |
| 2010-11-05 | HK$2.17M | +58.4% |
| 2006-03-27 | HK$1.37M | −35.7% |
| 1997-01-16 | HK$2.13M | — |