Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$519K, with repayments around HK$22,654/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$45,308/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,859 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- 2
- Saleable Area
- 348 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 82%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-27 | HK$4.49M | −10.2% 5.9y · −2.0%/yr |
| 2019-10-30 | HK$5.00M | +222.6% 10.9y · 20.0%/yr |
| 2008-11-21 | HK$1.55M | +29.2% |
| 2004-01-17 | HK$1.20M | +20.0% |
| 2003-10-31 | HK$1.00M | −42.5% |
| 1996-02-02 | HK$1.74M | — |