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At today's rate and a 90% mortgage, the deposit on this unit is about HK$375K, with repayments around HK$16,375/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$375K · loan HK$3.38M · min. income ≈ HK$32,750/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- A
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 457 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-29 | HK$4.90M | +3.2% 3.1y · 1.0%/yr |
| 2019-03-21 | HK$4.75M | +25.7% 3.7y · 7.0%/yr |
| 2015-07-24 | HK$3.78M | +200.0% |
| 2009-05-15 | HK$1.26M | +46.5% |
| 2006-10-26 | HK$860K | — |