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At today's rate and a 90% mortgage, the deposit on this unit is about HK$359K, with repayments around HK$15,666/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$359K · loan HK$3.23M · min. income ≈ HK$31,332/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 484 ft²
- Efficiency
- 61%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-12 | HK$4.75M | +18.8% 3.2y · 6.0%/yr |
| 2017-08-28 | HK$4.00M | +41.8% 3.1y · 13.0%/yr |
| 2014-07-11 | HK$2.82M | +39.6% |
| 2012-06-04 | HK$2.02M | +55.4% |
| 2008-08-08 | HK$1.30M | +44.4% |
| 2008-01-02 | HK$900K | +23.3% |
| 1999-12-02 | HK$730K | −55.8% |
| 1997-05-24 | HK$1.65M | — |