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At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,731/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,462/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$58,966 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-08 | HK$5.30M | +5.0% 3.1y · 2.0%/yr |
| 2019-04-12 | HK$5.05M | +118.6% 7.4y · 16.0%/yr |
| 2011-11-17 | HK$2.31M | +48.1% |
| 2009-10-02 | HK$1.56M | +15.6% |
| 2008-09-30 | HK$1.35M | −6.9% |
| 2008-01-24 | HK$1.45M | +21.8% |
| 2005-09-05 | HK$1.19M | −12.5% |
| 1995-08-24 | HK$1.36M | — |