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At today's rate and a 90% mortgage, the deposit on this unit is about HK$441K, with repayments around HK$19,231/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$441K · loan HK$3.97M · min. income ≈ HK$38,462/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$66,135 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- B
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-12 | HK$5.50M | +13.2% 3.9y · 3.0%/yr |
| 2018-02-15 | HK$4.86M | +50.4% 4.3y · 12.0%/yr |
| 2013-11-07 | HK$3.23M | +65.6% |
| 2010-09-22 | HK$1.95M | +19.6% |
| 2010-01-26 | HK$1.63M | +19.0% |
| 2009-05-06 | HK$1.37M | +16.1% |
| 2008-11-12 | HK$1.18M | −4.8% |
| 2007-06-30 | HK$1.24M | +11.7% |
| 2006-09-06 | HK$1.11M | — |