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At today's rate and a 90% mortgage, the deposit on this unit is about HK$546K, with repayments around HK$23,796/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$546K · loan HK$4.91M · min. income ≈ HK$47,592/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$122,751 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Ma On Shan Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- 8
- Saleable Area
- 369 Saleable ft²
- Gross Area
- 496 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-20 | HK$6.24M | +34.8% 3.6y · 10.0%/yr |
| 2016-08-25 | HK$4.63M | +38.1% 3.7y · 10.0%/yr |
| 2012-12-18 | HK$3.35M | +76.3% |
| 2009-08-10 | HK$1.90M | +28.4% |
| 2007-09-28 | HK$1.48M | +34.5% |
| 2002-11-09 | HK$1.10M | −62.7% |
| 1997-08-20 | HK$2.95M | +7.3% |
| 1997-05-30 | HK$2.75M | — |