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At today's rate and a 90% mortgage, the deposit on this unit is about HK$539K, with repayments around HK$23,491/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$46,982/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,173 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Ma On Shan Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 8
- Saleable Area
- 369 Saleable ft²
- Gross Area
- 496 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-06-05 | HK$5.87M | −2.2% 4.9y · 0.0%/yr |
| 2018-08-07 | HK$6.00M | +39.5% 2.3y · 17.0%/yr |
| 2016-04-12 | HK$4.30M | +132.4% 8.2y · 16.0%/yr |
| 2008-01-28 | HK$1.85M | — |