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Crescira AVM · estimated value Medium confidence
HK$21.01M
≈ HK$10,354 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.30M, with repayments around HK$71,269/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$67,064
−HK$4,205/mo
▼ 0.25% · 3.875%
HK$69,150
−HK$2,119/mo
Today · 4.125%
HK$71,269
baseline
▲ 0.50% · 4.625%
HK$75,606
+HK$4,337/mo

Deposit HK$6.30M · loan HK$14.71M · min. income ≈ HK$142,538/mo (50% DSR)

Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$850,759 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
1號
Saleable Area
2,029 ft²
Gross Area
2,478 ft²
Efficiency
82%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2025-06-04 HK$23.09M +35.0%
12.0y
2013-05-29 HK$17.10M +49.3%
2008-03-31 HK$11.45M +38.3%
2006-12-20 HK$8.28M +59.2%
2002-11-20 HK$5.20M −57.7%
1997-06-07 HK$12.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Racecourse
≈ 10 min walk · 758 m
Education
9
schools within 1 km (1 within 500 m)
Daily convenience
14
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km

Family-friendly — 9 schools within a 1 km walk.

Everyday convenience — 14 shopping and daily-needs spots nearby.

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com