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At today's rate and a 90% mortgage, the deposit on this unit is about HK$329K, with repayments around HK$14,364/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$329K · loan HK$2.96M · min. income ≈ HK$28,728/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 421 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-12 | HK$4.73M | +10.0% 3.0y · 3.0%/yr |
| 2018-10-04 | HK$4.30M | +21.9% 1.9y · 12.0%/yr |
| 2016-11-07 | HK$3.53M | +173.5% 8.0y · 22.0%/yr |
| 2008-10-30 | HK$1.29M | +14.2% |
| 2008-02-06 | HK$1.13M | +44.9% |
| 2001-05-24 | HK$780K | — |