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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,217/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.73M · min. income ≈ HK$26,434/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- G
- Saleable Area
- 268 Saleable ft²
- Gross Area
- 413 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-13 | HK$4.56M | +7.3% 2.0y · 4.0%/yr |
| 2018-02-15 | HK$4.25M | +254.2% 8.5y · 30.0%/yr |
| 2009-08-14 | HK$1.20M | +55.8% |
| 2006-10-24 | HK$770K | +0.0% |
| 2002-06-27 | HK$770K | +18.5% |
| 2002-06-01 | HK$650K | −33.0% |
| 1999-07-27 | HK$970K | — |