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At today's rate and a 90% mortgage, the deposit on this unit is about HK$366K, with repayments around HK$15,947/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$366K · loan HK$3.29M · min. income ≈ HK$31,894/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- A
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 501 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-07-03 | HK$5.00M | +50.6% 3.0y · 17.0%/yr |
| 2016-07-12 | HK$3.32M | +50.9% 5.3y · 10.0%/yr |
| 2011-04-01 | HK$2.20M | +27.9% |
| 2010-08-30 | HK$1.72M | +21.1% |
| 2008-04-02 | HK$1.42M | — |