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At today's rate and a 90% mortgage, the deposit on this unit is about HK$382K, with repayments around HK$16,646/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$382K · loan HK$3.43M · min. income ≈ HK$33,292/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 6
- Saleable Area
- 312 Saleable ft²
- Gross Area
- 414 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-18 | HK$3.80M | −2.1% 9.6y |
| 2016-11-18 | HK$3.88M | +52.2% 3.9y · 13.0%/yr |
| 2012-12-28 | HK$2.55M | +83.5% |
| 2010-02-26 | HK$1.39M | +40.4% |
| 2005-09-05 | HK$990K | +17.9% |
| 2005-04-23 | HK$840K | −50.3% |
| 1997-06-07 | HK$1.69M | — |