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At today's rate and a 90% mortgage, the deposit on this unit is about HK$368K, with repayments around HK$16,063/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$368K · loan HK$3.31M · min. income ≈ HK$32,126/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- 8
- Saleable Area
- 287 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-30 | HK$4.84M | +18.0% 3.3y · 5.0%/yr |
| 2017-07-13 | HK$4.10M | +118.1% 6.1y · 19.0%/yr |
| 2011-05-30 | HK$1.88M | +121.2% |
| 2007-02-28 | HK$850K | −19.8% |
| 1995-11-22 | HK$1.06M | — |